Most of us owe money to credit cards, student loans, and other accounts. As long as we have a regular and healthy income, such debt can normally be managed. But if we lose our jobs and miss a certain number of payments your creditors will likely submit the accounts to a collection agency, some of whom can be ruthless when they want your money.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect indebted consumers from being abused by third-party debt collectors. This federal law prohibits collection agents from using tactics like the following to stress you into paying:
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Claiming that they will send the police to arrest you if you don’t pay
- Demanding amounts that are inflated by ‘service charges’
- Telling your friends and neighbors that you owe money
- Calling you several times per day using an autodialer
- Pretending to be members of law enforcement
Company Profile: Nations Recovery Center, Inc.
If you are being called by Nations Recovery Center, Inc., information about the company is below.
Nations Recovery Center, Inc. is collection agency located in Atlanta, Georgia. It was established in 1991, has less than 10 employees, and is managed by its Vice-President, Mark Battallion. Litigation files archived at the PACER (Public Access to Court Electronic Records) website indicate that consumers who believed they were being harassed by Nations Recovery Center, Inc. responded by suing the company for infringing on their rights.
Alleged Violations against Nations Recovery Center, Inc.
According to PACER, on or about October 14, 2013, Nations Recovery Center, Inc. mailed a debt collection letter to a Wisconsin resident. The letter, which appeared to be computer-generated, included the statement “This collection agency is licensed by the Division of Banking, P.O. Box 7876, Madison, Wisconsin 53707.”
The plaintiff took this to mean that Nations Recovery Center, Inc. held a Wisconsin Collection Agency License, but this was not the case. A representative of the Division of Banking confirmed to the plaintiff’s attorney that the company did not currently hold a Wisconsin Collection Agency License and did not hold such a license when the letter was mailed.
Feeling harassed by Nations Recovery Center, Inc., the plaintiff hired a consumer attorney and filed a class action lawsuit against the company for allegedly violating the FDCPA by using false, deceptive, and misleading means to collect a debt.
The matter was later dismissed.
Hire an FDCPA Attorney
The phone numbers for this collection agency are:
If either number appears on your caller ID, you are being called by Nations Recovery Center, Inc.. If they try to mislead you into paying the debt they have been assigned to collect, hire a consumer attorney. Such deception is illegal, and if you file a claim against Nations Recovery Center, Inc., you could potentially be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Any time a collection agency disregards your rights, they could end up owing you money instead.
*Case taken from PACER (www.pacer.gov). File number is Case 2:14-cv-01257-PP from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Nations Recovery Center, Inc., or any other third-party collection agency, you may not be entitled to any compensation.