If you owe more money than you can ever repay, you’re likely already upset, and hostile debt collectors are the last thing you want to deal with. The good news is that there are provisions in federal law that prohibit mistreatment of indebted consumers. If debt collectors are overstepping their boundaries with you, you can fight back.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) protects consumers like yourself from bullying and harassment by third-party debt collectors. It is a federal consumer protection law that regulates collection activities and prohibits actions like the following:
- Using profane or obscene language
- Telling you that you can be arrested for not paying your debts
- Calling you at inconvenient times and places, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Saying that they have court papers ready to serve on you when they don’t
- Pretending to be attorneys, police officers, or federal agents
- Reporting inaccurate information to the credit bureaus
Company Profile: National Revenue Corporation
If you are being called by National Revenue Corporation, more information about the company is below.
National Revenue Corporation is a debt collection agency in Columbus, Ohio. It was established in 1969, has fewer than 10 employees, and is managed by Mike Reeves. Archived legal files at the PACER website reveal hat consumers who felt that they were being harassed by National Revenue Corporation did not let themselves be deceived or intimidated.
Alleged Violations against National Revenue Corporation*
According to information on the PACER website, in or around April 2008, National Revenue Corporation started calling an Illinois consumer. She alleged that calls came in to her workplace before 8:00 a.m. When she demanded that the company stop calling her at work, the calls allegedly continued and one collector allegedly told her that if she failed to pay the debt in full, they would garnish her wages. They even allegedly asked to speak with her employer’s Human Resources Department.
Feeling harassed by National Revenue Corporation, the consumer hired a lawyer and sued the agency for:
- Calling her at work after being told to stop
- Calling her before 8:00 a.m.
- Harassing her by phone
The matter was later settled.
Hire a Consumer Lawyer
The phone number for National Revenue Corporation is 1-614-866-3952. If you ever see it on your caller ID, you are definitely being called by National Revenue Corporation. If they harass you at work and threaten consequences if you don’t pay the debt, hire a consumer lawyer and file a claim against National Revenue Corporation. If you win your case, you could be awarded $1,000 plus your legal fees. Debt collectors who forget that you have rights can be compelled to pay you for their mistake.
*Case taken from PACER (pacer.gov). File number is Case: 1:08-cv-03005 from the United States District Court for the Northern District of Illinois, Eastern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against National Revenue Corporation or any other third-party collection agency, you may not be entitled to any compensation.