Dealing with regular and harassing communications from debt collectors can heighten the stress you feel about being behind on your bills. Although they have every right to seek payment for a bill you owe, you also have rights as a consumer. When a debt collector forgets them, you can seek compensation.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to establish guidelines for third-party collection agencies and protect consumers against unethical debt collection practices. Actions like the following are illegal when committed during a debt collection attempt.
- Calling before 8:00 a.m. and after 9:00 p.m.
- Threatening to call your payroll department and tell them you owe money
- Contacting you instead of your attorney
- Using profane or obscene language
- Demanding that you pay a debt discharged in bankruptcy
- Refusing to provide proof that you owe a debt
Company Profile: Nationwide Recovery Service
If you are being called by Nationwide Recovery Service, a business overview is below.
Nationwide Recovery Service, which also does business as Recoveries Inc., is a healthcare debt collection agency in Norcross, Georgia. It was founded in 2001, has 24 employees, and is managed by Sravan Vellanki.
Hire a Consumer Lawyer
The phone numbers for Nationwide Recovery Service are:
If any of them appear on your caller ID, you are being called by Nationwide Recovery Service. If they try to collect a debt that you don’t legally owe, hire a consumer lawyer and file a claim against Nationwide Recovery Service. You could receive $1,000 per FDCPA violation plus legal costs like court and attorney fees, so see a lawyer and fight for your rights.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Nationwide Recovery Service or any other third-party collection agency, you may not be entitled to any compensation.