Have you been harassed by a debt collector? Unfortunately, you're not alone. Consumers are often plagued by dirty tactics used by third-party debt collectors to collect on debts. There is help available for you through the Fair Debt Collections Practice Act, or FDCPA. The FDCPA was designed to give consumers like you an option to file a claim against consumers who call you at all hours of the day, try to make you pay more than the debt you originally owe, calling you abusive names, and more. But did you know that the FDCPA only protects consumers from third-party collection agencies? This means that if an original creditor harasses you, you are not protected under the FDCPA. An original creditor, such as a bank or loan agency, can call you as often as it likes to receive its debt. Here are third-party collection agencies starting with the letter T and continuing through Z. If you've been contacted by any of these companies, you may be entitled to an FDCPA lawsuit. Tabula Rasa International Takhar Group Tate & Kirlin Associates, Inc. Taurus Law Group, PC TCAR, Inc. Team Recovery, Inc Tek-Collect TelCollect, Inc. Telecheck Services Telerecovery Corporation Teri Loan Holdings, LLC Terrill Outsourcing Group Texas Guaranteed Student Loan Corporation The Bureaus Inc. TLRA Debt Recovery TL Thompson & Associates, Inc. T-H Professional & Medical Collections, Ltd. Thomas George Associates Ltd Thomas K. Bamford Thunderbird Collection Specialists T K Credit Recovery Tiburon Financial Tice Associates, Inc Timothy E. Baxter & Associates Titan Recovery Group Todd, Bremer, & Lawson, Inc. Thomas & Williams LLC Tormey Bewley Corporation Torres Credit Services, Inc. Total Account Specialty Collections Total Card, Inc. Total Customer Service Inc. Total Credit Recovery USA Group Traf Group Trak America Enterprises Transfinancial Companies Credit Recovery and Management Systems Trans Continental Credit Corp Transworld Systems Collection Agency Trauner, Cohen, & Thomas Triadvantage Credit Services, Inc. Trident Asset Management Trident Financial Network, Inc. Tri-Financial Trinity Financial Services, LLC Tri-State Adjustments Tritium Card Services, Inc. Trojan Professional Services Troy Capital, LLC TRS Financial Services TrueAccord Corp TrueLogic Financial Corporation Trustmark Recovery Services, Inc. True North AR Trust Financial, LLC TSYS Total Debt Management Tucker Albin Associates Tulsa Adjustment Bureau Turk Collectors, Inc. Turnbrook Associates, Inc. Turning Point Solutions. Turnstile Capital Management, LLC USCB Corporation Underwood Law Firm Unifin, Inc. United Abstract Group, Inc. United Accounts, Inc. United Adjustment Service, Inc. United Collection Bureau United Commercial Collections United Consumers, Inc. United Consumer Financial Services United Credit and Collections United Financial Services, LLC United Legal Corporation United Mediation Services, LLC United Mortgage & Loan Investment, LLC United Obligations United Recovery Services United Resource Systems United Revenue Corp. Unifund Universal Fidelity LP Universal Collection Services, Inc. Universal Credit Services, Inc. Universal Data Services, LLC Universal Recovery Corporation University Accounting Service Uptain Group, Inc. U.S. Asset Management, Inc. U.S. Collection West US Equities Corp USI Solutions, Inc. Unique Management Services, Inc. Valer Enterprises, Inc Valentine & Kebartas Inc. Valley Credit Services Value Recovery Holding Vance and Huffman, LLC Vandenberg Chase & Associates Vanderbilt Mortgage and Finance, Inc. Van Ru Credit Corporation Vantage Sourcing, LLC Vativ Recovery Solutions, LLC Vegas Valley Collection Veldos Vengroff Williams, Inc Vericore LLC Veripro Solutions, Inc. Victory Recovery Services Viking Client Services, Inc. Viking Collection Service Vital Recovery Services Vital Solutions Virtuoso Sourcing Group Vision Financial Collection Services Voss & Klein VRM Collections Walled Lake Credit Bureau Wakefield & Associates Wallet Recovery Ltd. Waterfront Capital, LLC Waterman Financial Group, LLC Waypoint Resource Group, LLC We Find Everyone, Inc. Wealthbridge Mortgage Corp Webcollex, LLC Weber & Olcese Webster, Monroe & Associates, LLC Weinerman & Associates, LLC Weinstein, Karp & Associates, Inc. Weltman, Weinberg & Reis Co. Weinstein & Riley West Asset Company West Asset Management, Inc West Coast Adjusters West Coast Servicing, Inc. Western Control Services Western Credit & Collection Service Western Mass Credit Western Mercantile Agency Westmoreland Agency Westside Recovery Services Westwood Management Inc. Wilber & Associates, PC Williams, Alexander & Associates, Inc. Williams & Fudge, Inc. Williams & Williams Wilshire Credit Corporation Windham Professionals Wingspan Portfolio Advisors, LLC Winn and Simms Winn Law Group Wolpoff & Abramson Worldwide Asset Purchasing Worldzen Collection and Recovery Works & Lentz of Tulsa, Inc. World Credit Fund II, LLC. World Financial Network National Bank World Omni Financial Corp. W-W Recovery Wyoming Credit Association XServe Solutions, LLC Yes Online Inc. Your Collection Solution, Inc Zakheim & Associates Zarzaur and Schwartz, PC Zee Law Group Zeelandia Capital, Inc. Zenith Acquisition Corp Zenta Recoveries Zwicker & Associates