Although there are federal laws that control debt collector conduct, a lot of companies ignore them because few people understand their rights. If you’re being bullied or manipulated by a collection agency, knowing your options will help you fight back.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to regulate debt collector conduct, but some companies count you being unfamiliar with your rights and trying to compel payment by:
● Ignoring your cease communications request
● Refusing to validate the debt
● Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
● Contacting you after learning that you are represented by an attorney
● Threatening to garnish your wages if you don’t pay
● Calling your workplace
Company Profile: Webster Monroe & Associates, LLC
If you are being called by Webster Monroe & Associates, LLC, here are some additional company details.
Webster Monroe & Associates, LLC is a debt collection agency in Niagara Falls, New York. It was incorporated in 2018, has five employees, and is managed by Jamie Rieman. The company has an F rating with the Better Business Bureau. Litigation records at the PACER website show that people who believed they were being harassed by Webster Monroe & Associates, LLC sought a free evaluation from a consumer lawyer before suing.
Alleged Violations against Webster Monroe & Associates, LLC
According to PACER, in or around early 2019, Webster Monroe & Associates, LLC allegedly began contacting a Minnesota consumer to collect a debt. She complained that collectors called her at a harassing rate and ignored her when she ordered them to stop contacting her.
Feeling harassed by Webster Monroe & Associates, LLC, the consumer sued the company for:
● Harassing her by phone
● Using abusive means to collect a debt
As of May 2020, the case is still in progress.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If you see them on your caller ID, be aware that Webster Monroe & Associates, LLC is trying to contact you. If they call you at an illegal and harassing rate, get a free case evaluation from a consumer lawyer and file a claim against Webster Monroe & Associates, LLC. Any collection agency that violates the FDCPA can be ordered to compensate you, starting at $1,000 per violation, so acting on your rights can be in your best interests.
*Case taken from PACER (www.pacer.gov). File number is Case 1:19-cv-01496-EAW from the United States District Court for the Western District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Webster Monroe & Associates, LLC or any other third-party collection agency, you may not be entitled to any compensation.