Are you being called by Tulsa Adjustment Bureau, Inc.?* Here's what you need to know
While credit gives us access to certain benefits, it can also ruin you financially if you are ever unable to make the minimum payments on your accounts. When debt collectors start calling and leaving rude messages demanding payment, the situation can become a nightmare unless you know your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, limits what third-party debt collectors can say or do to collect a debt. If they use methods like those below to expedite payment from you, they’re breaking the law and can be penalized accordingly.
- Yelling, swearing, and using language meant to intimidate you
- Demanding amounts inflated by ‘service charges’ and other miscellaneous fees
- Refusing or failing to validate the debt and prove that they are authorized to collect it
- Pretending to be attorneys or police officers
- Ignoring a formal cease communications request
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
Company Profile: Tulsa Adjustment Bureau, Inc.
If you are being called by Tulsa Adjustment Bureau, Inc., information about the company is below.
Tulsa Adjustment Bureau, Inc. is a debt collection agency headquartered in Tulsa, Oklahoma. It was founded in 1963, has approximately 20 employees, and is managed by its owner, Phillip Smith. Civil litigation records on file at the PACER (Public Access to Court Electronic Records) website indicate that people who felt they were being harassed by Tulsa Adjustment Bureau, Inc. finally opted to assert their rights in court.
Alleged Violations against Tulsa Adjustment Bureau, Inc.
Cory Wofford vs. Tulsa Adjustment Bureau, Inc.*
According to PACER, in or around January 2010, Oklahoma resident Cory Wofford hired an attorney to represent her concerning a debt that Tulsa Adjustment Bureau, Inc. was trying to collect. The attorney sent the agency a cease and desist letter, but on or about May 1, collectors allegedly began to call Ms. Wofford directly. When she asked them to call her attorney, they allegedly replied that it was not their job to contact the attorney.
Feeling harassed by Tulsa Adjustment Bureau, Inc., Ms. Wofford sued the company for allegedly violating the FDCPA in the following ways:
- Contacting her directly despite knowing that she had retained legal counsel
- Using false, deceptive and misleading means to collect a debt
- Harassing her by phone
- Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire an Attorney
The phone numbers for Tulsa Adjustment Bureau, Inc. are:
If either number appears on your caller ID when the phone rings, it means that you are being called by Tulsa Adjustment Bureau, Inc.. If they keep calling you and sending demand letters instead of dealing with your legal representative, hire a consumer attorney who can help you file a claim against Tulsa Adjustment Bureau, Inc.. If your claim succeeds, you could be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. When a collection agency ignores your rights, penalties result.
*Case taken from PACER (www.pacer.gov). File number is Case 4:10-cv-00729-CVE-tlw from the United States District Court for the Northern District of Oklahoma.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Tulsa Adjustment Bureau, Inc., or any other third-party collection agency, you may not be entitled to any compensation.