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Called By Trans-Continental Credit & Collection Corp.?*

Stop The Harassment

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Are you being called by Trans-Continental Credit & Collection Corp.?* Here's what you need to know

Literally thousands of people across the country are pursued by collection agencies. They owe money on their credit cards, student loans, and other obligations but, due to financial setbacks, are no longer able to make even the minimum payments. Unfortunately, they are also harassed and abused by phone and letter. If this happens to you, be aware that you have rights that protect you from such mistreatment.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) protects consumers from third-party debt collectors who would otherwise harass them nonstop. It restricts what these collection agencies can do to collect a debt, so actions like those below are prohibited.

  • Calling you before 8:00 a.m. and after 9:00 p.m.
  • Calling you at work after you tell them that you can’t take personal calls there
  • Using profane or obscene language
  • Claiming that you can be arrested, have your assets seized, or have your wages garnished if you do not pay
  • Telling your friends, neighbors, and co-workers that you owe money
  • Leaving voice messages that do not identify the collector and the purpose of their call

Is Trans-Continental Credit & Collection Corp. Calling You?

Company Profile: Trans-Continental Credit & Collection Corp.

If you are being called by Trans-Continental Credit & Collection Corp., information about the company is below.

Trans-Continental Credit & Collection Corp. is a debt collection company located in White Plains, New York. It was established in 1974, has 75 employees, and is managed by its President, Stuart S. Bloom. It presently has a D- rating with the Better Business Bureau. Records on file at the PACER (Public Access to Court Electronic Records) website indicate that many consumers who believed that they were being harassed by Trans-Continental Credit & Collection Corp. filed lawsuits to stop the unwanted calls and letters.

Alleged Violations against Trans-Continental Credit & Collection Corp.

Effrat Masre, on behalf of himself individually and all others similarly situated vs.Trans-Continental Credit & Collection Corp et al.*

According to PACER, on February 9, 2016 Trans-Continental Credit & Collection Corp. sent a collection letter to New York resident Effrat Masre, seeking payment for a medical debt. Said letter stated in part:

LETS FACE FACTS- GOOD CREDIT IS IMPORTANT TO YOU....

STORES, BANKS, CREDIT CARD COMPANIES USUALLY DRAW CREDIT REPORTS WHEN AUTHORIZING CREDIT. UNLESS THIS BILL IS CLEARED BY RETURN MAIL, WE WILL BE OBLIGATED TO RECOMMEND TO OUR CLIENT THAT IT REPORT THIS DEBT TO THE VARIOUS CREDIT BUREAUS FOR GENERAL DISTRIBUTION AND AVAILABILITY. THIS CAN HURT YOUR ABILITY TO OBTAIN CREDIT FOR YEARS.

Ms. Masre took this to mean that if she did not pay this alleged debt, her future ability to obtain credit and a good credit standing would be jeopardized. Feeling harassed by Trans-Continental Credit & Collection Corp., she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

The matter was later settled.

Hire an Attorney

The phone numbers for this debt collection agency are as follows:

  • 1-914-421-3000
  • 1-914-993-9639

If you see either of these numbers on your caller ID at any time, it means that you are being called by Trans-Continental Credit & Collection Corp.. If they imply that failure to pay them will ruin your credit for life, hire a consumer attorney immediately. Such baseless threats are ilegal under the FDCPA, and if you file a claim against Financial Data Systems, you may win $1,000 per FDCPA violation as well as legal costs. When you stand up to a bullying debt collector, they could end up owing you money instead.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Trans-Continental Credit & Collection Corp. or any other third-party collection agency, you may not be entitled to any compensation.