When a debt collector gets you on the phone, they usually demand immediate payment in full, and some will even become hostile and threaten if you refuse. Don’t let yourself be bullied. When they treat you in this manner, they are counting on the likelihood that you don’t know your rights as an indebted consumer.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to regulate the professional conduct of third-party debt collectors. It prohibits collection methods like the following, and any offending company risks fines and license revocation.
- Saying that they will file a lawsuit that day if you don’t pay
- Using profane and obscene language
- Failing to report your dispute to the credit bureaus
- Failing to identify itself a debt collector in all communications
- Failing to send a debt validation letter
- Calling you at all hours of the day and night
Company Profile: Works & Lentz of Tulsa, Inc.
If you are being called by Works & Lentz of Tulsa, Inc., more information about the agency is below.
Works & Lentz of Tulsa, Inc. is a debt collection law office located in Tulsa, Oklahoma, with an additional office in Oklahoma City. It was established in 1952, has 70 employees, and is managed by Harry A. Lentz, Jr.
According to records retained by the PACER website, consumers who believed they were being harassed by Works & Lentz of Tulsa, Inc. hired legal counsel to help them fight back.
Alleged Violations against Works & Lentz of Tulsa, Inc.
According to PACER, on or around August 16, 2016, Works & Lentz of Tulsa, Inc. filed a lawsuit against an Oklahoma couple to collect a medical debt. The firm requested, and received, attorney’s fees for seven hours of work, but the couple’s counsel argued that they did not do this work.
The attorney noted in the couple’s complaint, “In Oklahoma State Court Collection Proceedings, W&L regularly files fraudulent fee affidavits....which are the same or substantially similar to the Lentz Attorney Fee Affidavit in (this) Collection Lawsuit.”
Representative examples of summary judgment motions with accompanying fee affidavits were also presented.
Feeling harassed by Works & Lentz of Tulsa, Inc., consumers sued the firm for allegedly violating their rights by:
- Using harassing and abusive means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Trying to collect an amount not permitted by law or the original creditor agreement
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for Works & Lentz of Tulsa, Inc. are:
Seeing them on your caller ID is confirmation that Works & Lentz of Tulsa, Inc. is trying to reach you. If they try to collect a debt that includes illegal fees, don’t be intimidated into paying. Hire a consumer lawyer and file a claim against Works & Lentz of Tulsa, Inc.
Any debt collector that violates the FDCPA can be ordered to compensate you and pay your legal fees, so don’t let anxiety or fear hold you back.
Case taken from PACER (pacer.gov). File number is Case 4:17-cv-00318-CVE-JFJ from the United States District Court for the Northern District of Oklahoma.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Works & Lentz of Tulsa, Inc., or any other third-party collection agency, you may not be entitled to any compensation.