Are You Being Called By Todd, Bremer & Lawson, Inc.*? Here’s What You Need to Know
If a debt collector is harassing you nonstop, it has the potential to ruin your life. People who owe less than $100 have been called several times a day, yelled at, and embarrassed in front of their friends and family. If you end up being chased by a malicious collection agency, there are ways that you can bring the abuse to an end.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, protects indebted individuals from being abused by over-zealous debt collectors. It provides you with important legal protections and prohibits collectors from using tactics like the following:
- Using profane and obscene language
- Telling your friends, neighbors and co-workers that you owe money and they are trying to collect it from you
- Making legally insupportable threats
- Failing to identify themselves as debt collectors in each communication
- Failing or refusing to report a debt as disputed to the credit bureaus
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
Company Profile: Todd, Bremer & Lawson, Inc.
If you are being called by Todd, Bremer & Lawson, Inc., information about the company is below.
Todd, Bremer & Lawson, Inc. is a debt collection company located in Rock Hill, South Carolina. It was established in 1974, has 36 employees, and is managed by its President, Hal Todd. Its primary focus is collecting overdue student loans. Civil litigation records archived at the PACER (Public Access to Court Electronic Records) website indicate that several consumers who believed they were being harassed by Todd, Bremer & Lawson, Inc. responded to aggressive demands by summoning the company to court.
Alleged Violations against Todd, Bremer & Lawson, Inc.
According to PACER**, on March 29, 2016, Todd, Bremer & Lawson, Inc. sent a collection letter to an Illinois woman seeking payment for a student loan debt. She found it difficult to determine who the original creditor was from reading the letter and objected to a fee of $148.17 being added to the debt as a ‘collection fee’.
Feeling harassed by Todd, Bremer & Lawson, Inc., she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are:
If any of these numbers appear on your caller ID day or night, be aware that you are being called by Todd, Bremer & Lawson, Inc.. If they try to add an illegal collection fee to the alleged debt, hire a consumer attorney. If you file a claim against Todd, Bremer & Lawson, Inc., you could potentially win $1,000 per violation plus damages, legal bills, and costs associated with pursuing the action. When you refuse to pay an amount you do not legally owe, the law is on your side.
**Case taken from PACER (pacer.gov). File number is Case: 1:17-cv-00001 from the United States District Court for the Northern District of Illinois, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Todd, Bremer & Lawson, Inc., or any other third-party collection agency, you may not be entitled to any compensation.