Is Western Control Services Inc calling you? Here’s what you need to know.*
If you’ve fallen into arrears with your monthly debt obligations and are not in a position to pay, you will soon be hearing from debt collectors who are determined to succeed where the original creditor failed. They could harass you by telephone, threaten to garnish your wages, or pressure you by discussing your debt with people you know. If this happens, know your rights and what you can do to help yourself.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, requires third-party debt collectors to behave professionally when communicating with consumers, so if you’re being bullied, that collector is breaking the law. Below are some of the ruses that debt collectors continue to use despite their being illegal.
- Calling at all hours of the day and night
- Discussing your debt with anyone except you, your spouse, or your attorney
- Swearing, raising their voice, and using obscene language
- Claiming that you owe an amount that’s not supported by law or the original creditor agreement
- Making threats they cannot legally carry out or have no intention of carrying out
Company Profile: Western Control Services Inc
Western Control Services Inc is a debt collection agency located in Englewood, Colorado. It was founded in 1988, has fewer than 10 employees, and is managed by its President, Don Schaefer. A review of litigation records at the PACER (Public Access to Court Electronic Records) website reveals that Western Control Services Inc has been accused of violating the FDCPA.
Alleged Violations against Western Control Services Inc
Jeff A. Somer vs. Western Control Services Inc
On or about February 1, 2015, Colorado resident Jeff Somer learned that Western Control Services Inc had made a derogatory entry on his consumer credit reports concerning a disputed debt. He sent a letter to the agency disputing the debt and demanding its validation.
Western Control Services Inc allegedly acknowledged the dispute, but on April 20, 2015, nearly two months after disputing the debt and over one month from the time the agency allegedly replied to the dispute letter, Mr. Somer pulled his credit report and discovered that the disputed debt. He hired a consumer attorney and sued the company for allegedly violating the FDCPA by reporting credit information it should have known to be inaccurate.
The matter was later settled.
Hire an FDCPA Attorney
The phone numbers for Western Control Services Inc are:
If either number appears on your caller ID when the phone rings, a debt collector is on the line. If they fail to report a disputed debt to the credit bureaus, hire an attorney who can help you fight for your rights in court. You could potentially be awarded $1,000 per FDCPA violation as well as attorney’s fees, court costs, and any actual damages. Standing up for yourself when a debt collector goes too far is always in your best interests.
*Case taken from PACER (www.pacer.gov). File number is 1:15-cv-01010-MJW from United States District Court for the District of Colorado
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Western Control Services, or any other third-party collection agency, you may not be entitled to any compensation.