West Asset Management may be calling you. Do you know your rights?
It is highly stressful to owe more money than you can ever hope to pay back. When your creditors finally turn the accounts over to third-party debt collectors or charge them off and sell them to junk debt buyers, a literal nightmare can result, unless you know your rights and are prepared to act on them.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect consumers like you from abusive debt collectors.
This law forbids actions like the following during attempts to collect a debt.
- Using profane and obscene language
- Refusing or failing to validate a debt and confirm their right to collect it
- Talking to anyone about the debt except you, your spouse, your attorney, or any co-signers
- Threatening to have you arrested or imprisoned if you don’t pay
- Failing or refusing to properly validate the debt
- Calling you at work when your employer does not allow such calls
Company Profile: West Asset Management, Inc.
If you are being called by West Asset Management, Inc., information about the company is below.
West Asset Management, Inc. is a debt collection company located in Marietta, Georgia.
It was established in 1994, has approximately 35 employees, and is managed by its President, Michael Mazour. Records retained by the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by West Asset Management, Inc., hired attorneys and asserted their rights under the FDCPA.
Alleged Violations by West Asset Management, Inc.
Rosemarie Grayson vs. West Asset Management, Inc. et al**
According to PACER in 2013 West Asset Management, Inc. began calling Colorado resident Rosemarie Grayson to collect a medical debt she disputed. The agency, however, allegedly failed to report the debt as disputed credit agencies such as Experian, Equifax and/or Transunion.
Feeling harassed by West Asset Management, Inc., Ms. Grayson hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are:
If you see any of these numbers on your caller ID, it means that you might be being contacted by West Asset Management, Inc. If they damage your credit by failing to report a debt as disputed, hire a consumer attorney.
If you file a claim against West Asset Management, Inc. and win, you could potentially be awarded $1,000 per violation as well as attorney’s fees, court costs, and any actual damages.
No matter how much money you owe, a debt collector may not disregard your rights while collecting. Those who do could end up owing you money in the end.
**Case taken from PACER (www.pacer.gov). File number is Case 1:13-cv-00906-RM-KLM from the United States District Court for the District of Colorado.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against West Asset Management, Inc., or any other third-party collection agency, you may not be entitled to any compensation.