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Updated on Author: Contributor: Sergei Lemberg

Called By TrueLogic Financial Corporation? Here’s What to Know

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If you owe more money than you can ever repay, you’re likely already upset, and hostile debt collectors are the last thing you want to deal with. The good news is that there are provisions in federal law that prohibit mistreatment of indebted consumers. If debt collectors are overstepping their boundaries with you, you can fight back.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect consumers from being harassed into bankruptcy. Under this consumer protection law, collection agencies may not use tactics like the following when collecting or attempting to collect a debt.

  • Threatening legal actions they cannot take, such as having your property seized
  • Telling you that you can be arrested and imprisoned if you do not pay
  • Disguising the fact that they are debt collectors trying to collect a debt
  • Using profane and obscene language
  • Calling you at work after you tell them that you can’t take personal calls there
  • Contacting you after you have sent a cease and desist letter

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Company Profile: TrueLogic Financial Corporation

If you are being called by TrueLogic Financial Corporation, a company overview is below.

TrueLogic Financial Corporation is a debt collection agency in Englewood, Colorado. It was founded in 2003, has 75 employees, and is managed by its President, Paul Konkel. Digital documents at the PACER website confirm that consumers who felt that they were being harassed by TrueLogic Financial Corporation refused to pay.

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Alleged Violations against TrueLogic Financial Corporation*

According to information on the PACER website, on or around July 26, 2006, TrueLogic Financial Corporation allegedly called a California consumer and left a voice message that did not identify the caller as a debt collector. It simply asked him to call a toll-free number.

Feeling harassed by TrueLogic Financial Corporation, the consumer filed a claim against the agency for:

  • Using deceptive means to collect a debt
  • Failing to identify itself as a debt collector

The case was later settled.

Called By TrueLogic Financial Corporation? Here's What to Know

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Hire a Consumer Lawyer

The phone numbers for TrueLogic Financial Corporation are:

Any time you see one of them on your caller ID, it is confirmation that TrueLogic Financial Corporation is trying to reach you. If they leave misleading messages on your voicemail, hire a consumer lawyer and file a claim against TrueLogic Financial Corporation. A judge may award you $1,000 in addition to court costs and attorney fees. Before believing what a collection agency threatens, see an attorney.

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Additional Resources

*Case taken from PACER (pacer.gov). File number is Case 5:06-cv-07720-JF from the United States District Court for the Northern District of California, San Jose Division

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against TrueLogic Financial Corporation or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributor: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

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      By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.