Are you being called by Worldwide Asset Purchasing, LLC?* Here’s what you need to know.
There are many reasons why people fall into debt, and not all of them involve financial irresponsibility. Layoffs, illness, disability, and other setbacks can all send accounts that you formerly paid faithfully into arrears. This is when creditors will assign them to third-party debt collectors who will spare no effort to get you to pay. It is important to remember that you have rights that make treating you in an abusive manner illegal.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) limits what third-party debt collectors and collection agencies can do while attempting to collect a debt from you. Actions like the following are strictly prohibited.
- Using profane and obscene language
- Ignoring a formal request to cease communications
- Threatening consequences they cannot legally inflict, or have no intention of carrying out
- Discussing the debt with anyone except you, your spouse, or your attorney
- Calling at all hours of the day and night
- Claiming that you owe an amount that’s not supported by law or the original creditor agreement
Company Profile: Worldwide Asset Purchasing, LLC
If you are being called by Worldwide Asset Purchasing, LLC, information about the company is below.
Worldwide Asset Purchasing, LLC is a collection agency located in Omaha, Nebraska. It was established in 2007 and specializes in purchasing junk debt. Records on file at the PACER (Public Access to Court Electronic Records) website confirm that consumers who felt they were being harassed by Worldwide Asset Purchasing, LLC have not hesitated to fight back. In 2012 a federal judge late last month approved a settlement between the company and a class of approximately 3,000 Maryland consumers, who had complained that Worldwide Asset Purchasing, LLC had tried to collect from them without being legally licensed to do so in the state, and that many of the debts had surpassed the statute of limitations.
Alleged Violations against Worldwide Asset Purchasing, LLC
According to PACER, in or around 2005, Worldwide Asset Purchasing, LLC sued an Alabama resident to collect a debt and obtained a default judgment. She later claimed that she first became aware of the judgment when a process of garnishment was served upon her ex-husband at his home in October 2014. Upset, the consumer called the agency’s law firm and informed them that she was now divorced and to cease any further communications with her ex-husband. Nonetheless, on or about December 10, 2014, Worldwide Asset Purchasing, LLC, allegedly sent another letter to her ex-husband’s address, this one divulging her personal affairs.
Feeling harassed by Worldwide Asset Purchasing, LLC, the consumer hired a consumer attorney and sued the company for allegedly violating the FDCPA by communicating with an unauthorized third party about the debt.
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency include:
If you see either of these numbers on your caller ID when the phone rings, be aware that you are being called by Worldwide Asset Purchasing, LLC. If they expose your personal information to unauthorized third parties, hire a consumer attorney. If you file a claim against Worldwide Asset Purchasing, LLC and win, you could potentially be awarded $1,000 per FDCPA violation plus actually damaged, attorney fees, and other costs.. When it comes to collecting consumer debts, even attorney collectors face penalties when the law is broken.
*Case taken from PACER (www.pacer.gov). File number is Case 1:15-cv-00062-KD-M from the United States District Court for the Southern District of Alabama.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Worldwide Asset Purchasing, LLC, or any other third-party collection agency, you may not be entitled to any compensation.