Is Telerecovery Corporation calling you? Here's what you need to know.
The next time you’re in the presence of more than six other people, it’s likely that at least one of them is being chased by a debt collector. According to the Center for Responsible Lending, one out of every seven people in the United States has one or more accounts in collections. If you ever happen to be the one being pursued for money you don’t have, remember that there are limits on what collectors can say or do to get you to pay.
Your Rights Under the FDCPA
Under the Fair Debt Collection Practices Act, or FDCPA, a debt collector may not use manipulative tactics like the following to collect a debt. If they do, they can be fined or, depending on the severity of the offense, lose their collection agency license.
- Use abusive or obscene language
- Fail to identify themselves as debt collectors in every communication
- Call you at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. your time
- Call you at work if you tell them that your employer does not allow it
- Contact you after you have sent them a formal cease communications request
- Discuss the debt with any third party except your spouse, attorney, or co-signer
Company Profile: Telerecovery Corporation
Telerecovery Corporation is a collection agency located in Kenner, Louisiana. It was established approximately 25 years ago, has fewer than 10 employees, and is managed by its Chief Executive Officer, Kenneth H. Zezulka. It also has an F rating with the Better Business Bureau. Litigation records on file at the PACER (Public Access to Court Electronic Records) website confirm Telerecovery Corporation has been accused of violating the FDCPA during the debt collection process.
Alleged Violations against Telerecovery Corporation
Tiffany Daigle vs. Telerecovery Corporation
In November 2010, Georgia resident Tiffany Daigle received at least four telephone messages from Telerecovery Corporation, each one requesting a return call. In the messages, the agency allegedly did not meaningfully disclose its identity or state that the communications were from a debt collector attempting to collect a debt. Ms Daigle finally hired a consumer attorney and filed a lawsuit accusing Telerecovery Corporation of the following FDCPA violations:
- Placing calls without meaningful disclosure of the caller’s identity
- Using false, deceptive, or misleading representations or means in connection with the collection of the debt
- Failing to disclose in subsequent communications that the communication is from a debt collector
A judge ordered Telerecovery Corporation to pay Ms. Daigle $1,000 in statutory damages, $1,792 in attorney's fees, and $395 in costs, for a total judgment of $3,187.
Hire an Attorney
The phone numbers below are all connected to Telerecovery Corporation:
If you see any of these numbers on your caller ID, it means that a debt collector is on your trail. If they fail to identify themselves as debt collectors in all communications, hire a consumer attorney. This lack of transparency is against the law, and you could potentially receive $1,000 per FDCPA violation as well as attorney's fees, court costs, and any actual damages. You may owe a debt, but if collectors ignore your rights while trying to collect it, they could eventually owe you money instead of the other way around.
*Case taken from PACER (www.pacer.gov). File number is1:10-cv-03879-ODE from United States District Court, Northern District of Georgia, Atlanta Division
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Telerecovery Corporation, or any other third-party collection agency, you may not be entitled to any compensation.