If Virtuoso Sourcing Group is making abusive calls to you, you need to read this.
When financial difficulties hit, meeting your monthly financial obligations may eventually become impossible. It gets worse when debt collectors start calling and demanding amounts you can’t afford to pay.
Don’t be bullied: harassing indebted consumers is illegal under federal law and you don’t have to tolerate it.
Your Rights Under the FDCPA
Under the Fair Debt Collection Practices Act, or FDCPA, third-party debt collectors are not allowed to harass you into paying a debt. Methods like the following can get the offending agency in serious trouble:
- Swearing, yelling, and calling you names
- Contacting you after you have formally requested that all communications cease
- Failing or refusing to report a debt as disputed to the credit bureaus
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Pretending to be police officers or federal agents
- Calling you at work after you’ve told them that your employer won’t let you take such calls
Company Profile: Virtuoso Sourcing Group, LLC
If you are being called by Virtuoso Sourcing Group, LLC, information about the company is below.
Virtuoso Sourcing Group, LLC is a debt collection company located in Glendale, Colorado. It opened for business in 1989, has less than 10 employees, and is managed by its CEO, Judy LaSpada.
A review of lawsuit records at the PACER (Public Access to Court Electronic Records) website indicates that consumers who felt they were being harassed by Virtuoso Sourcing Group, LLC took the agency to court to bring the unwanted contact to an end.
Alleged Violations by Virtuoso Sourcing Group, LLC
Kimberly Aker vs. Virtuoso Sourcing Group, LLC et al**
According to PACER, on or about March 5, 2015, Virtuoso Sourcing Group, LLC mailed a debt collection letter to Wisconsin resident Kimberly Aker. Included in the letter was the notation “Fee: $0.00”, which she took to mean that there could be a collection fee added to the debt in a future letter.
Ms. Aker insisted that she was not required to pay for the medical services at the time they were rendered.
Instead, the medical provider mailed a bill several days or weeks after the dates of service. Thus, payment was deferred by agreement, and Wisconsin's consumer debt protection law does not permit collection fees in connection with a consumer credit transaction like Ms. Aker’s.
Feeling harassed by Virtuoso Sourcing Group, LLC, she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using unfair and unconscionable means to collect a debt
- Using false, deceptive and misleading means to collect a debt
- Threatening action that could not legally be taken
The matter was later settled.
Hire an Attorney
The phone number for this debt collection agency are:
If you see any of them on your caller ID at any time, be aware that you are being called by Virtuoso Sourcing Group, LLC. If they attempt to include collection fees in the amount they are trying to get from you, hire a consumer attorney who can help you file a claim against Virtuoso Sourcing Group, LLC, If you win your case, you could receive $1,000 per FDCPA violation in addition to court costs and attorney fees.
It’s an expensive reminder that consumer protection laws must be obeyed, or expensive penalties result.
**Case taken from PACER (www.pacer.gov). File number is Case 2:15-cv-01003-NJ from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Virtuoso Sourcing Group, LLC or any other third-party collection agency, you may not be entitled to any compensation.