Are you being harassed on a daily basis by a collection agency that refuses to accept your inability to pay? Do they embarrass you to your friends and family? No matter what they tell you, such treatment is illegal and the law gives you the right to make it stop.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law that governs collection agency conduct and prohibits third-party debt collectors from using unethical collection tactics like those below.
- Using profane and obscene language
- Reporting inaccurate information to the credit bureaus
- Pretending to be attorneys, police officers, or federal agents
- Threatening legal action they cannot take or have no intention of taking
- Claiming that you owe an amount that’s not supported by law or the original creditor agreement
- Contacting you directly even after you’ve hired an attorney to represent you in the matter
Company Profile: United Consumers, Inc.
If you are being called by United Consumers, Inc. information about the company is below.
United Consumers, Inc. is a debt collection company located in Woodbridge, Virginia. It was established in 1953, has 37 employees, and is managed by its President, Benjamin A. Burrell.
According to litigation data maintained by the PACER (Public Access to Court Electronic Records) website, consumers who believed they were being harassed by United Consumers, Inc. refused to pay debts they did not believe they owed.
Alleged Violations against United Consumers, Inc.
According to PACER, in or around March 2015, United Consumers, Inc. started calling a Maryland woman regarding a debt owed by someone else. When she explained that the debtor could not be reached at her phone number, United Consumers, Inc.confirmed that it would remove her number from its records, but more calls allegedly followed.
Feeling harassed by United Consumers, Inc., she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Harassing her by phone
- Using oppressive and abusive means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If your phone goes off any time of the day or night and you see these numbers on your caller ID, it means that you are being called by United Consumers, Inc.. If they interrupt your day with calls intended for someone else and refuse or fail to stop, hire a consumer attorney.
If you win your case, you could receive $1,000 per FDCPA violation, so never let a collection agency mislead you into believing that you have no power in these matters.
- FDCPA Laws in Virginia
- Can a Debt Collector Claim to be Police or IRS?
Case taken from PACER (www.pacer.gov). File number is Case 8:16-cv-01102-PX from the United States District Court for the District of Maryland, Greenbelt Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against United Consumers, Inc. or any other third-party collection agency, you may not be entitled to any compensation.