Debt collectors can be pushy, but don’t let them bully you into paying a debt you can’t afford or is not even yours. If they try to exert pressure by threatening you with ruined credit, wage garnishments, or a lawsuit, they’ve broken the law and you have grounds to sue.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law that controls what third-party debt collectors may say or do to collect a debt. Approaches like those below are illegal when employed to collect money:
- Swearing and calling you names
- Failing or refusing to identify themselves as debt collectors in every communication
- Pretending to be members of law enforcement
- Telling you that you have committed a crime and will be arrested if you don’t pay
- Threatening legal actions that they have no intention of taking
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
Company Profile: Veldos, LLC
If you are being called by Veldos, LLC, information about the company is below.
Veldos, LLC is a debt collection company located in Ramsey, New Jersey. It was established in 2011, collects debts in multiple states, and is managed by its CEO, Dave Delellis. Litigation records on file at the PACER (Public Access to Court Electronic Records) website confirm that consumers who felt they were being harassed by Veldos, LLC filed lawsuits in response.
Alleged Violations against Veldos, LLC
Eli Schwartz, on behalf of himself and all other similarly situated consumers vs. Veldos, LLC*
According to PACER, on or about February 5, 2014, Veldos, LLC sent New York resident Eli Schwartz a collection letter in an envelope which contained a glassine window. Mr. Schwartz later claimed that his account number was visible through the window, making his information easy to access by third parties.
Feeling harassed by Veldos, LLC, he hired a consumer attorney and filed a class action lawsuit against the company for allegedly violating the FDCPA in the following ways:
- Using unfair and unconscionable means to collect a debt
- Using false, deceptive and misleading means to collect a debt
The matter was later dismissed.
Hire an FDCPA Attorney
The phone number for this collection agency is 1-800-677-0744. If it appears on your caller ID when the phone rings, it means that you are being called by Veldos, LLC. If they fail to protect your personal information from being viewed by third parties, hire a consumer attorney. If you file a claim against Veldos, LLC and win, you could potentially be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. No matter how much you owe, your rights must be respected, or the collector could be the one owing money.
*Case taken from PACER (www.pacer.gov). File number is Case 1:15-cv-01097-ARR-RLM from the United States District Court for the Eastern District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Veldos, LLC, or any other third-party collection agency, you may not be entitled to any compensation.