Many debt collectors abuse consumers whenever payment is not immediately forthcoming. If you find yourself on the receiving end of such treatment, the first thing you should do is understand your rights. The second is call a consumer attorney.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) governs how debt collectors can go about their business. If they use actions like those below, a collection agency can be fined or even closed down.
- Swearing, shouting at you, and calling you names
- Contacting you at work
- Discussing your debt with your friends and family
- Contacting you after you have requested that all communications cease
- Failing to identify themselves as debt collectors
- Calling before 8:00 a.m. and after 9:00 p.m.
Company Profile: US Equities Corp
If you are being called by US Equities Corp, more information about the company is below.
US Equities Corp is a debt collection agency in New York, New York. It opened for business in 1997, has fewer than five employees, and is managed by attorney Linda Strumpf. Its main business model is buying defaulted debts at a discount before trying to collect the full price. Digitized records at the PACER website show that consumers who believed that they were being harassed by US Equities Corp were not afraid to fight back.
.Alleged Violations against US Equities Corp
According to PACER, on or around May 23, 2012, US Equities Corp sought a default judgment against a Connecticut consumer, noting that a letter had been sent to her on April 23, 2010. It went to default judgment on July 24, 2012.
The consumer claimed that she knew nothing about the lawsuit until her wages started being garnished. She said that she had never lived at the address where all collection letters were allegedly sent.
Feeling harassed by US Equities Corp, the consumer sued the company for:
- Seeking amounts not permitted by law
- Filing an unfounded lawsuit against her
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-212-566-6800. If you spot it on your caller ID, it means that US Equities Corp is trying to collect from you. If they file a lawsuit against you without giving you an opportunity to defend the action, hire a consumer lawyer and file a claim against US Equities Corp. If you win your case, you could potentially win $1,000 per violation of the FDCPA, so standing up for yourself can really be worth it.
*Case taken from PACER (pacer.gov). File number is Case 3:13-cv-00395-JAM from the United States District Court for the District of Connecticut.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against US Equities Corp or any other third-party collection agency, you may not be entitled to any compensation.