Is Victory Recovery Services Inc Calling You?* Here's What You Need to Know
If you run into financial difficulties and miss payments on your credit cards, student loans, and medical bills, eventually debt collectors will start calling and sending you letters. They are legally required to be professional in their communications with you, but many collectors push for faster payments by threatening and abusing indebted consumers. They will yell, threaten litigation, and do other things that drive some people to bankruptcy. Don’t let it happen to you.
Your Rights Under the FDCPA
If a debt collector is abusive, they’re actually breaking the law and can be fined or even lose their collection agency license. The Fair Debt Collection Practices Act, or FDCPA, prohibits oppressive tactics like the following when used to collect a consumer debt.
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Telling you that you have committed a crime (e.g. check fraud) and will be arrested if you don’t pay immediately
- Trying to collect an amount that is not authorized by law or the original creditor agreement
- Calling your friends, relatives, and neighbors and discussing your debt with them
- Failing to identify themselves as debt collectors in each communication
Company Profile: Victory Recovery Services Inc
Victory Recovery Services Inc is a collection agency located in Buford, Georgia. It was founded in 1989, has 11-50 employees, and is managed by owner Mark Davis. Records archived at the PACER (Public Access to Court Electronic Records) website confirm that Victory Recovery Service Inc has accused of debt collection tactics that violate the FDCPA.
Alleged Violations against Victory Recovery Services Inc
Meribeth Ghost vs. Victory Recovery Services Inc et al
In 2013 Victory Recovery Services, Inc was hired to repossess a vehicle owned by Pennsylvania resident Meribeth Ghost. The agency subcontracted the repossession to First Re-Action, Inc., located in Philadelphia. When First Re-Action repossessed Ms. Ghost's car from the vicinity of her home in Bensalem Pennsylvania, she immediately hired an attorney, as she insisted that the car had been paid for and the seizure was due to an inexistent debt. The FDCPA prohibits debt collectors from enforcing a security interest against a debtor's property in the absence of a right to possession of the collateral.
The matter was later dismissed.
Hire an Attorney
The phone numbers for Victory Recovery Services Inc are:
If you see either number on your caller ID, it means that a debt collector from Victory Recovery Services, Inc is trying to reach you. If the collector arranges the seizure of an asset that you know has been paid for, hire a consumer attorney immediately. Such an action violates the FDCPA, and a judge could order the agency to pay you $1,000 per violation as well as attorney's fees, court costs, and any actual damages. As a consumer, never forget that no matter how much you owe, debt collectors ignore your rights at their own professional risk.
*Case taken from PACER (www.pacer.gov). File number is 2:14-cv-00215-HB from United States District Court for the Eastern District of Pennsylvania
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Victory Recovery Services, or any other third-party collection agency, you may not be entitled to any compensation.