Are you being called by Vegas Valley Collection, LLC?* Here's what you need to know
If you’re so stressed by debt collectors that you jump every time the phone rings or a piece of mail arrives, something is wrong. Although collection agencies can request payment, they are not allowed to chase you to the point of harassment. Read on to learn more about your rights under these circumstances.
Your Rights Under the FDCPA
Prior to 1977, thousands of consumers were declaring personal bankruptcy solely to escape from debt collectors who verbally abused them, called them nonstop, and publicly embarrassed them.
Then Congress passed the Fair Debt Collection Practices Act, or FDCPA, which prohibits debt collection tactics like the following.
- Calling you at an inconvenient time, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Discussing the debt with uninvolved third parties like your friends, family and neighbors
- Claiming that you can be arrested, have your assets seized, or have your wages garnished
- Using profane and obscene language
- Trying to collect amounts that exceed the original debt
- Threatening legal action they have no intention of taking
Company Profile: Vegas Valley Collection, LLC
If you are being called by Vegas Valley Collection, LLC, information about the company is below.
Vegas Valley Collection, LLC is a debt collection company located in Las Vegas, Nevada. It was established in 2005, has less than 10 employees, and is managed by its President, Lori M. Peet. A review of lawsuit files at the PACER (Public Access to Court Electronic Records) website reveals that some consumers who felt they were being harassed by Vegas Valley Collection, LLC demanded compensation in court.
Alleged Violations against Vegas Valley Collection, LLC
Leon Harris, Jr. vs. Vegas Valley Collection, LLC*
According to PACER, in November 2016 Nevada resident Leon Harris Jr. checked his credit report and saw that Vegas Valley Collection, LLC had reported a medical debt that he had disputed with the original creditor one year previously. The agency failed to report the debt as disputed, causing him credit difficulties.
Feeling harassed by Vegas Valley Collection, LLC, Mr. Harris hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Reporting inaccurate information to the credit bureaus
- Misrepresenting the character, amount, or legal status of the debt
The matter was later settled.
Hire an Attorney
The phone number for this debt collection agency is 1-702-645-9710. If it appears on your caller ID when the phone rings, be aware that you are being called by Vegas Valley Collection, LLC. If they do not report your disputed debt correctly to the credit bureaus, hire a consumer attorney. Such conduct violates the FDCPA, and if you file a claim against Vegas Valley Collection, LLC, you may be awarded $1,000 per FDCPA violation. When a debt collector tries to convince them that you have no rights in the matter, a lawsuit can give them a strong reminder.
*Case taken from PACER (www.pacer.gov). File number is Case 2:17-cv-00685-APG-PAL from the United States District Court for the District of Nevada.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Vegas Valley Collection, LLC, or any other third-party collection agency, you may not be entitled to any compensation.