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Debt Collection Agencies: S

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The Fair Debt Collection Practices Act, or FDCPA, was enacted to protect consumers from abusive or harassing practices by third-party debt collectors. Did you know that under the FDCPA, debt collectors cannot send you embarrassing media via mail?

If you receive a letter from a third-party collector, the mail cannot in any way state that it’s from a debt collection company, or that you have a debt that’s gone to collections. For example, if the “From” address on the envelope says “Global Debt Collections,” you will likely have an FDCPA claim and be entitled to $1,000, plus additional income if you can prove you’re entitled to actual damages.

The reason why this is illegal under the FDCPA is because third-party collection agencies are not allowed to notify any uninvolved parties of your alleged debt. Embarrassing media could be seen by your neighbors, family members, and your mailman of course. If the letter was delivered to your office, your coworkers or boss could become aware of an alleged debt.

What Can You Do?

If you have received embarrassing media in the mail from a third-party collection agency, you should fill out a Free Evaluation to get in contact with an FDCPA attorney. A creditor harassment attorney can help fight for a settlement that’s fair for you.

Here are some collection agencies beginning with the letter S:

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    2. Has a debt collection done any of the following:

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    CASE EVALUATION

      By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.