The Fair Debt Collection Practices Act, or FDCPA, was enacted to protect consumers from abusive or harassing practices by third-party debt collectors. Did you know that under the FDCPA, debt collectors cannot send you embarrassing media via mail?
If you receive a letter from a third-party collector, the mail cannot in any way state that it’s from a debt collection company, or that you have a debt that’s gone to collections. For example, if the “From” address on the envelope says “Global Debt Collections,” you will likely have an FDCPA claim and be entitled to $1,000, plus additional income if you can prove you’re entitled to actual damages.
The reason why this is illegal under the FDCPA is because third-party collection agencies are not allowed to notify any uninvolved parties of your alleged debt. Embarrassing media could be seen by your neighbors, family members, and your mailman of course. If the letter was delivered to your office, your coworkers or boss could become aware of an alleged debt.
What Can You Do?
If you have received embarrassing media in the mail from a third-party collection agency, you should fill out a Free Evaluation to get in contact with an FDCPA attorney. A creditor harassment attorney can help fight for a settlement that’s fair for you.
Here are some collection agencies beginning with the letter S:
- Sacor Financial, Inc.
- Sage Capital Recovery
- Sam Streeter
- Sandlin Law Group
- Sarges Company
- SARMA Collections, Inc.
- Saturn Systems, Inc.
- SaVit Collection Agency
- SCA Collections Inc.
- Schachter Portnoy
- Scherr McClure
- Schreiber Law Firm
- Scott & Associates
- Seas & Associates
- Second Look, Inc.
- Second Round, LP
- Security Credit Services
- Security Credit Systems
- Select Financial
- Select Portfolio Servicing, Inc.
- Selene Finance
- Seneca Mortgage Servicing
- Senex Services Corporation
- Sentry Recovery & Collections
- Sequium Asset Solutions, LLC
- Sequoia Financial Services
- Servicing Solutions, LLC
- Servis One, Inc.
- Seterus, Inc.
- SGQ Processing
- Shaffer & Associates
- Sharinn & Lipshie
- Shear Law
- Shekina, Inc.
- Sherman Financial Group
- Shermeta, Adams & Von Allmen
- Siegel Credit Solutions
- Sierra Pacific Mortgage Company, Inc.
- Sierra Receivables Management
- Signature Performance Tiburon
- Silver and Associates
- SIMM Associates
- Simplified Revenue Recovery, LLC
- Sky Recovery
- SKO Brenner American
- Smith, Carroad, Levy & Wan
- Smith Hayes and Watson
- Smith Rouchon & Associates
- SMS Financial Recovery Services, LLC
- SN Servicing Corporation
- Solace Financial, LLC
- Solberg & Kennedy
- Solomon & Solomon, PC
- Solutions to Portfolios, LLC
- Sortis Financial, Inc.
- Source Receivables Management, LLC
- South Associates
- Southern Collection System
- Southern Financial Systems
- Southern Management Systems, Inc.
- Southern Oregon Credit Services
- Southern Service Systems, Inc.
- Southern Tier Credit Center
- Southern Tier Agency, Inc.
- Southwest Collection Services
- Southwest Credit Systems
- Southwest Recovery Services
- Spaulding Law Office
- Spears Dewitt Hall
- Specialized Collection Systems, Inc.
- Specialized Loan Servicing
- Specified Credit Association
- Springer Collections
- Springman, Braden, Wilson, and Pontius, P.C.
- SquareTwo Financial Corporation
- SRA Associates
- SRS Associates
- S&S Recovery
- St. John Cobb, Inc.
- STA International, Inc.
- Stallings Financial Group
- Stanley Weinberg & Associates
- Stanislaus Credit Control Services
- The Stark Collection Agency
- Statebridge Company, LLC
- State Collection Services
- States Recovery Systems, Inc.
- Statewide Credit Association
- Stawiarski & Associates
- Stellar Recovery
- Stenger & Stenger
- Stephen Einstein & Associates
- Stephen Elggren, P.C.
- Stephens & Michaels Associates
- Stepp Law Group
- Stern Recovery Services, Inc.
- Stern & Stern
- Stevens Business Services
- Steven Cohen
- Steven Lloyd Group
- Stoneleigh Recovery Associates, LLC
- Stuart Allen & Associates
- Stuart-Lippmann & Associates, Inc.?
- Suburban Credit Corporation
- Summit Account & Computer Service
- Summit Account Resolution
- Summit Collection Services
- Summit Receivables
- Sunrise Assessment Services
- Sunrise Credit Services
- Superior Asset Management
- Sure Check Brokerage
- Sure Recovery Service, LLC
- Sure Tech Recovery, LLC
- Susan Addison Blush
- Sutariya Law Offices
- Suttell and Associates
- Sutton Funding, LLC
- Syndicated Office Systems, LLC
- Synergetic Communication Inc.
- Synerprise Consulting Services
- Systematic National Collections, Inc.
- Systems and Services Technologies, Inc.
- Szabo Associates, Inc.