Are You Being Called By Stepp Law Group?*

If your monthly debts are overdue by at least three months, a collection agency may soon contact you to collect the arrear. If you’re dealing with a debt collector who is being too overbearing or aggressive, a free consultation from a consumer lawyer may make it stop.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act imposes rules on how debt collectors can conduct their business. If they use methods like those below to threaten or manipulate payment from you, they’re breaking the law and can be penalized accordingly.

• Using profane and obscene language
• Using an autodialer to harass you
• Calling at all hours of the day and night
• Ignoring a dispute letter
• Adding illegal service fees to the original debt
• Discussing your debt with anyone except you, your spouse, or your attorney

Company Profile: Stepp Law Group

If you are being called by Stepp Law Group, a history of the firm is below.

Stepp Law Group is a debt collection law office in Irvine, California. It opened for business in 1998, employs five people at its office, and is overseen by Thomas Stepp. Litigation records at the PACER archive show that those who believed Stepp Law Group was harassing them acted on the statutory right to sue.

Alleged Violations against Stepp Law Group**

According to PACER, on or around June 17, 2010, Stepp Law Group sent a collection letter to a California consumer. It stated, in part, that unless she disputed the debt in writing within 30 days, the firm would assume that it was valid. She claimed that she did not receive a verification package within five days as required by law.

Feeling harassed by Stepp Law Group, she hired counsel and sued the firm for failing to validate the debt.

The matter was later settled.

Hire a Consumer Lawyer

The phone numbers for this debt collection law firm are:

• 1-949-421-3886
• 1-949-531-7575

If you spot them on your caller ID anywhere and at any time, Stepp Law Group may be trying to collect a debt from you. If they don’t validate the debt within five days of contacting you, hire a consumer lawyer and file a claim against Stepp Law Group. Working with a lawyer can ensure that you protect your rights and possibly receive compensation in the process.

**Case taken from PACER (pacer.gov). File number is Case 3:10-cv-01936-DMS-BGS from the United States District Court for the Southern District of California

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Stepp Law Group or any other third-party collection agency, you may not be entitled to any compensation.

Additional Resources

• Can a Debt Collector Try to Make You Pay More Than What I Owe?
• Debt Collector Sent a Notice of Debt?