Unexpected hardships can come at any time, but this is of little concern to collection agencies that are kicking you while you are down! Predatory debt collectors have caused people to file unnecessarily for bankruptcy, and created situations resulting in job loss, mental instability, and emotional harm. Such conduct is illegal, so if it happens to you, fight back.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act was specifically created to protect the rights of U.S. consumers. It prohibits predatory and harassing practices by third-party debt collectors. If you are subjected to collection practices like those below, hire a consumer lawyer right away.
- Using profane and obscene language
- Discussing your debt with your friends, neighbors, and co-workers
- Maliciously reporting false information to the credit bureaus
- Failing to identify themselves as debt collectors seeking to collect a debt
- Contacting you even after you dispute a debt
- Refusal to provide you with information about the debt upon request
Company Profile: The Stark Collection Agency
If you are being called by The Stark Collection Agency , information about the company is below.
The Stark Collection Agency, which also does business as Check Recovery Solutions, is a debt collection office located in Madison, Wisconsin. It was established in 1948, has approximately 18 employees, and is managed by its President, Pauline Kussart.
According to civil litigation records archived at the PACER (Public Access to Court Electronic Records) website, people who believed they were being harassed by The Stark Collection Agency reacted to the unwanted calls and letters by filing lawsuits.
Alleged Violations against The Stark Collection Agency
According to PACER, on or about July 25, 2013, The Stark Collection Agency mailed a debt collection letter to a Wisconsin woman seeking payment for a cell phone debt.
The letter offered to settle for “30% less than the amount listed” but there were two amounts- the principal and the total balance, making it unclear which one was reduced.
Feeling harassed by The Stark Collection Agency, she hired a consumer lawyer and sued the company for allegedly violating the FDCPA by using false, deceptive, and misleading means to collect a debt. The matter was later dismissed.
Hire a Lawyer
The phone numbers for this debt collection company are as followed:
If you see any of these numbers on your caller ID, it means that you are being called by The Stark Collection Agency. If they send letters that misrepresent how much you owe, hire a consumer lawyer.
If you file a claim against The Stark Collection Agency and prevail in court, you could potentially receive $1,000 per FDCPA violation plus lawyer’s fees and court costs. Failure to be transparent with you can cost a debt collection agency a lot.
Case taken from PACER (pacer.gov). File number is Case 2:13-cv-00966-WEC from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against The Stark Collection Agency, or any other third-party collection agency, you may not be entitled to any compensation.