Too many debt collectors refuse to respect boundaries when it comes to collecting money. They will call you late at night, use abusive language, and threaten to garnish your wages. What they’re doing is illegal, but they hope that you will be too unfamiliar with your rights as a consumer to act on them.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, limits what third-party debt collectors can say or do when contacting you. If they use methods like those below, they’re breaking the law and can face substantial fines.
- Telling you that you have committed fraud and will be arrested
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
- Discussing the debt with uninvolved third parties
- Swearing and using profane language
- Failing or refusing to validate the debt
- Demanding that you pay a debt included in a previous bankruptcy
Company Profile: Stoneleigh Recovery Associates, LLC
If you are being called by Stoneleigh Recovery Associates, LLC, an overview of the agency’s history and personnel is below.
Stoneleigh Recovery Associates, LLC is a debt collection agency located in Lombard, Illinois. It opened for business in 2007, has 70 employees, and is managed by its President, Steven Fuernstahl.
Civil litigation files at the PACER website confirm that consumers who believed they were being harassed by Stoneleigh Recovery Associates, LLC did not tolerate intimidation: they hired legal counsel and fought back.
Alleged Violations against Stoneleigh Recovery Associates, LLC
According to PACER, on or around mid-2009, Stoneleigh Recovery Associates, LLC started contacting a California consumer regarding a debt owed to Transunion. He insisted that he did not owe it and successfully disputed the alleged debt with Transunion, but the collection attempts allegedly continued.
The consumer later complained that the company representatives did not always identify themselves as debt collectors in every communication.
Feeling harassed by Stoneleigh Recovery Associates, LLC, he filed a lawsuit against the agency for allegedly violating the FDCPA by:
- Trying to collect an amount not supported by law
- Using false, deceptive, and misleading means to collect a debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
If you see them on your caller ID, be aware that you are being called by Stoneleigh Recovery Associates, LLC, likely about a debt you are believed to owe. If you don’t actually owe it and they refuse to cease collection efforts, consult a consumer attorney about your options.
If you file a claim against Stoneleigh Recovery Associates, LLC, you may receive statutory damages of $1,000 per incident plus court costs and attorney fees, so you have a lot to gain by acting on your rights.
Case taken from PACER (pacer.gov). File number is Case 2:09-cv-03236-FCD-GGH from the United States District Court for the Eastern District of California.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Stoneleigh Recovery Associates, LLC or any other third-party collection agency, you may not be entitled to any compensation.