Are you being called by State Collection Service, Inc.?* Here’s what you need to know
Dealing with debt collectors every day? You aren’t the only one. Thousands of Americans presently have at least one debt in collections, and if the volume and variety of complaints received by the Federal Trade Commission is an accurate indicator, many of these collectors are unpleasant to deal with. Extremely so.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA grants you the right to dispute a debt and tell collection agencies to stop to stop calling them. It also regulates what debt collectors can say or do and prohibits tactics like those below.
- Using profane and obscene language
- Pretending to be police officers or federal agents
- Contacting you at work despite knowing that personal calls are not allowed there
- Calling you before 8:00 a.m. and after 9:00 p.m.
- Failing or refusing to identify themselves as debt collectors trying to collect a debt
- Making threats they have no intention of following up on, such as seizing your house or having you arrested
Company Profile: State Collection Service, Inc.
If you are being called by State Collection Service, Inc. , information about the company is below.
State Collection Service, Inc. is a debt collection office headquartered in Madison, Wisconsin with branch offices in Chicago, Illinois and Beloit and Milwaukee, Wisconsin. It was established in 1949, has hundreds of employees, and is managed by its CEO, Thomas D Haag. A review of records on file at the PACER (Public Access to Court Electronic Records) website makes it clear that people who believed they were being harassed by State Collection Service, Inc.often opted to demand compensation in court.
Alleged Violations against State Collection Service, Inc.
According to PACER, on May 28, 2015, a Milwaukee resident pulled his credit report and noticed State Collection Service, Inc. reported three of his alleged debts as charge-offs or collection accounts. He faxed in a dispute letter and received confirmation that the transmission was successful. However, when he checked his credit report again on July 29, 2015, Collection Service, Inc. allegedly did not report the accounts as disputed.
Feeling harassed by State Collection Service, Inc., he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Reporting inaccurate information to the credit bureaus
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection company are:
If you see any of them on your caller ID in response to an incoming call, it means that you are being called by State Collection Service, Inc.. If you dispute a debt they are trying to collect and they fail to update your credit file accordingly, hire a consumer attorney. If you file a claim against State Collection Service, Inc. with your attorneys assistance, you could potentially win $1,000 per FDCPA violation plus any extra damages, costs, and legal fees. If a collection agency tries to bully you into paying, the law could eventually force them to pay you instead.
*Case taken from PACER (www.pacer.gov). File number is Case 2:16-cv-00161-RTR from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against State Collection Service, Inc., or any other third-party collection agency, you may not be entitled to any compensation.