When financial emergencies arise, even those who have regularly paid their bills can find themselves overwhelmed by debt, but a previously good payment history doesn’t always matter to debt collectors. Despite the presence of consumer protection laws, they can indulge in abusive behaviors to make you pay.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA prohibits abusive debt collection practices. It regulates what collection agencies may say or do while communicating with consumers and prohibits practices like those below.
● Swearing and calling you names
● Contacting you after you have sent a cease and desist letter
● Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
● Calling you at work when they know that your employer prohibits such calls
● Ignoring a formal request to cease communications
● Threatening to seize your property or garnish your wages
Company Profile: Office of Sam Streeter
If you are being called by the Office of Sam Streeter, please find an overview of the firm’s history and operations below.
The Office of Sam Streeter is a debt collection law office in Houston, Texas. It was founded in 2005, has five employees, and is managed by Sam Streeter. Legal records archived at the PACER website indicate that people who believed they were being harassed by the Office of Sam Streeter chose to litigate.
Alleged Violations against the Office of Sam Streeter
According to PACER, on or around February 14, 2008, the Office of Sam Streeter filed a lawsuit against a Texas consumer to collect an arbitration award received by its client in a matter involving a delinquent credit card debt. The award had been made in 2006, however, and her counsel alleged that the original creditor could not seek to confirm the arbitration award under the Federal Arbitration Act, because such a claim was barred by the one-year limitations period.
Feeling harassed by Office of Sam Streeter, the consumer sued the firm for:
● Using unfair and unconscionable means to collect a debt
● Using misleading means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection law office are:
If any of them appear on your caller ID, get a free evaluation from a consumer protection attorney, as you are being called by the Office of Sam Streeter. If you are subjected to unfair or illegal collection methods, hire a consumer lawyer and file a claim against the Office of Sam Streeter. If you win your case, you could receive $1,000 per FDCPA violation, plus court costs and attorney fees. When you stand up to aggressive debt collectors, the outcome can be in your favor.
*Case taken from PACER (www.pacer.gov). File number is Case 4:09-cv-00442 from the United States District Court for the Southern District of Texas, Houston Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against the Office of Sam Streeter or any other third-party collection agency, you may not be entitled to any compensation.