Are you being called by Stanislaus Credit Control Services, Inc.?* Here's what you need to know.
When you are so deep in debt that you can no longer make the monthly payments on your monthly debts, it is incredibly stressful. When collection agencies start calling and sending letters, a new and even higher level of stress sets in. Whatever you do, don’t give in to bullying. Instead, learn what third party debt collectors can and cannot do to make you settle the debt.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 in response to complaints about abusive collection agency practices. Since then, it has been illegal for debt collectors to use methods like those below to collect a debt.
- Failing to identify themselves during each communication as a debt collector seeking to collect a debt
- Using obscene, profane, and threatening language
- Ignoring a cease communications notice
- Making threats they cannot legally carry out
- Using an autodialer to leave a slew of pre-recorded messages
- Calling you at work if they know what such calls are not allowed
Company Profile: Stanislaus Credit Control Services, Inc.
If you are being called by Stanislaus Credit Control Services, Inc., information about the company is below.
Stanislaus Credit Control Services, Inc., is a debt collection agency located in Modesto, California. It was established in 1961, has approximately 37 employees, and is managed by its President, Jim Spelman. It currently has an F rating with the Better Business Bureau. According to litigation records archived at the PACER (Public Access to Court Electronic Records) website, several consumers who believed they were being harassed by Stanislaus Credit Control Services, Inc. went to court to demand compensation for their rights violations.
Alleged Violations against Stanislaus Credit Control Services, Inc.
According to PACER, on November 9, 2015, attorneys for an Illinois resident faxed Stanislaus Credit Control Services, Inc. a letter requesting validation of debts she allegedly owed. The letter included a provision which stated, “Also, pursuant to 15 U.S.C. §1692c(a)(2), CLP demands that your office immediately cease any and all direct contact with our client. We also request that you relay the contents of this letter back to the original parties of interest. You are advised to direct any and all future contact and correspondences to our office.”
Despite this request, on or around February 8, 2016, she received a letter from Stanislaus Credit Control Services, Inc. seeking payment.
Feeling harassed by Stanislaus Credit Control Services, Inc., she hired a consumer attorney and sued the company for allegedly violating the FDCPA by:
- Contacting her directly although she had legal representation
- Using abusive and oppressive means to collect a debt
- Threatening legal action they did not intend to take
- Using false, deceptive, and misleading means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are:
If either one appears on your caller ID, it means that you are being called by Stanislaus Credit Control Services, Inc.. If they persist in contacting you directly after you retain legal counsel, hire a consumer attorney who can help you file a claim against Stanislaus Credit Control Services, Inc.. You could potentially receive $1,000 per FDCPA violation, as well as attorney’s fees, court costs, and damages. Standing up for yourself against an unethical debt collector can be the smartest corrective action you can take.
*Case taken from PACER (www.pacer.gov). File number is Case: 1:16-cv-02402 from the United States District Court for the Northern District of Illinois, Eastern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Stanislaus Credit Control Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.