Are you being called by Sentry Recovery & Collections, Inc.?* Here's what you need to know.
You’ve been attempting to make the minimum payments on your student loans, credit cards, and medical debt, but since you were laid off, it’s been impossible. Now debt collectors are calling you every day, threatening lawsuits and telling you that your credit will be destroyed forever if you don’t pay them. Is there anything you can do to stop the harassment?
Yes- by calling a consumer attorney.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 as a consumer protection measure. prohibits abusive debt collection practices like those below, any of which are illegal and could result in substantial fines or license revocation for any collector who crosses the line.
- Raising their voice and making threats they have no intention of following up on
- Calling you at work after you tell them that you can’t take personal calls there
- Refusing to prove that a debt is valid and they are authorized to collect it
- Demanding outrageous amounts that exceed the amount of the original debt
- Threatening to damage your reputation and credit rating
- Telling you that you can be arrested or sent to jail
Company Profile: Sentry Recovery & Collections, Inc.
If you are being called by Sentry Recovery & Collections, Inc., information about the company is below.
Sentry Recovery & Collections, Inc. is a debt collection agency located in Las Vegas, Nevada. It was established in 2003, has approximately 10-19 employees, and is managed by its owner James Gravitt. According to records archived at the PACER (Public Access to Court Electronic Records) website, people who believed they were being harassed by Sentry Recovery & Collections, Inc. responded by suing the company for compensation and, in some instances, damages.
Alleged Violations against Sentry Recovery & Collections, Inc.
According to PACER, on or about November 2, 2012, a Sentry Recovery & Collections, Inc. representative who identified herself as “Mrs. Lockett” called a Nevada resident at work.
When he returned the call, Mrs. Lockett stated her company had been hired to collect a debt he allegedly owed to an apartment building. She allegedly added that if he didn’t work something out with Sentry Recovery & Collections, Inc. immediately, his wages would be garnished. He said he could not talk at work, did not believe that he owed the debt she was collecting, and to stop calling.
On November 6, 2012 at approximately 11:50 a.m., Mrs. Lockett allegedly called the plaintiff at work again and stated, “I expected you to call us. I don’t think you know how serious this is and you don’t understand what we can do to you…Do you understand me? Do you speak English?" When he reminded her that he could not have this discussion at work and to stop calling, Mrs. Lockett allegedly responded by threatening, “Next time I call you, I will be calling your human resources department to garnish your wages and if you want Sentry to stop the lawsuit and garnishment you need to come to our office and pay what you owe immediately."
Later that day, another Sentry representative called at approximately 3:30 p.m. and allegedly stated, “[Sentry] will sue you and garnish your wages next Monday unless you arrange to pay the debt immediately.”
Feeling harassed by Sentry Recovery & Collections, Inc., he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Calling him at work despite being told to stop
- Using oppressive and harassing means to collect a debt
- Threatening legal action that the company did not intend to take
- Using unfair and unconscionable means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone number for this collection agency is 1-702-946-1140. If you see it on your caller ID when the phone rings, it means that you are being called by Sentry Recovery & Collections, Inc.. If they threaten lawsuits that never transpire and embarrass you at work with incessant calls, hire a consumer attorney. If you file a claim against Sentry Recovery & Collections, Inc. and win, you could potentially be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Fighting for your rights with the aid of an experienced attorney warns debt collectors that when they go too far, consequences await.
*Case taken from PACER (www.pacer.gov). File number is Case 2:12-cv-02037-JCM-NJK from the United States District Court for the District of Nevada.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Sentry Recovery & Collections, Inc., or any other third-party collection agency, you may not be entitled to any compensation.