Are you being called by the Law Offices of Steven Cohen?* Here's what you need to know.
If you are being contacted on a daily basis by rude and demanding debt collectors, you may be tempted to do anything to make the calls and letters stop, even go bankrupt. Before embracing such a drastic solution, investigate your rights as an indebted consumer.
Your Rights Under the FDCPA
Although collecting a debt is legal, using intimidation and harassment to do so is not. The Fair Debt Collection Practices Act, or FDCPA, which limits what third-party collection agencies may say or do during the process of collecting a debt. Below is a sample of some collection tactics that could lead to an agency’s license revocation:
- Swearing, yelling, and calling you names
- Calling you several times a day
- Using profane and obscene language
- Telling you that you can arrested or imprisoned for nonpayment of a debt
- Contacting you after you have formally requested that all communications cease
- Telling your friends, neighbors, and co-workers that you owe money
Company Profile: the Law Offices of Steven Cohen
Are you being called by the Law Offices of Steven Cohen? Additional company information is provided below.
The Law Offices of Steven Cohen is a debt collection law office located in the Bronx, New York. It was established in 2013, has less than 10 employees, and is managed by Steven Cohen. Records digitized at the PACER (Public Access to Court Electronic Records) website confirm that many consumers who felt harassed by the Law Offices of Steven Cohen have gone to court to resolve the matter.
Alleged Violations against the Law Offices of Steven Cohen
According to PACER, on or about January 20, 2014, the Law Offices of Steven Cohen sent a New York resident a collection letter in an attempt to collect on a personal debt. It contained the required notice of his right to dispute the debt within 30 days, but another letter sent on April 23 contained the same dispute information even though this was a subsequent communication and any attempts to benefit from this nonexistent notice period would have been to his detriment.
Feeling harassed by the Law Offices of Steven Cohen, he hired a consumer attorney and launched a class action lawsuit against the firm for the using false, deceptive, or misleading means to collect a debt.
The matter was later settled.
Hire an Attorney
The phone number for the Law Offices of Steven Cohen is 1-212-564-1900. If it appears when your phone rings, it means that you are being called by the Law Offices of Steven Cohen. If they send you communications that appear to misrepresent your rights, hire a consumer attorney. If you choose to file a claim against the Law Offices of Steven Cohen and win your case, you could be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Fighting back when debt collectors cross the line can turn out to be a smart decision.
*Case taken from PACER (www.pacer.gov). File number is Case 1:15-cv-01516-FB-MDG from the United States District Court for the Eastern District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Law Offices of Steven Cohen or any other third-party collection agency, you may not be entitled to any compensation.