Are You Being Called By Springman, Braden, Wilson and Pontius, P.C.*? Here's What You Need to Know
If you have ever dealt with a debt collector in the past or even have an account in collection now, you know that the process can be complicated and stressful. Dealing with debt collectors is difficult when they fail to respect your rights, but you don’t have to tolerate mistreatment when there are other options available to you.
Your Rights Under the FDCPA
Although unscrupulous debt collectors like to make you believe that they hold all the cards, the truth is that a consumer protection law called the Fair Debt Collection Practices Act, or FDCPA, prohibits third-party debt collectors from using abusive means like those below to collect a consumer debt.
- Calling you before 8:00 a.m. and after 9:00 p.m. your time
- Contacting you after you have sent a cease and desist letter
- Using profane and obscene language
- Demanding amounts not supported by law or the original creditor agreement
- Calling you at work after you’ve told them that your employer won’t let you take such calls
- Threatening legal action they are not eligible to take or have no intention of taking
Company Profile: Springman, Braden, Wilson and Pontius, P.C.
If you are being called by Springman, Braden, Wilson and Pontius, P.C., information about the company is below.
Springman, Braden, Wilson and Pontius, P.C. is a debt collection law firm located in Denver, Colorado, with a branch office in Colorado Springs. It was established in 1996, has approximately 20 employees, and is managed by its owner, Deborah Wilson. The company’s website positions it as a collection firm for landlords. A close examination of litigation records at the PACER (Public Access to Court Electronic Records) website indicates that consumers who felt they were being harassed by Springman, Braden, Wilson and Pontius, P.C. filed lawsuits to demand compensation.
Alleged Violations against Springman, Braden, Wilson and Pontius, P.C.
According to PACER**, on October 1, 2014 Springman, Braden, Wilson and Pontius P.C. sent a collection letter to a Colorado woman regarding a debt for a past residential lease agreement. The amount owed was listed as $1,284.65 and included such things as “attorney fees” and “court costs” as amounts owing and making up the total of $1,284.65. The debt was also allegedly incurred in 2010 and in Colorado the statute of limitations on a written contract is three years, making it uncollectible in 2014.
Feeling harassed by Springman, Braden, Wilson and Pontius, P.C., the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Misrepresenting the character, amount, or legal status of the debt
- Using false, deceptive, and misleading means to collect a debt
- Using harassing, oppressive or abusive tactics to collect a debt
- Using unfair and unconscionable means to collect a debt
- Threatening legal action that could not be taken
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If you ever see either of these numbers on your caller ID, it means that you are being called by Springman, Braden, Wilson and Pontius, P.C.. If they pursue you for a debt that is beyond the statute of limitations, contact a consumer attorney. If you decide to file a claim against Springman, Braden, Wilson and Pontius, P.C. and win your case, you could potentially win $1,000 per FDCPA violation plus court costs and attorney fees, so standing up for yourself can really be worth it.
**Case taken from PACER (pacer.gov). File number is Case 1:14-cv-03454-MSK-CBS from the United States District Court for the District of Colorado.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Springman, Braden, Wilson and Pontius, P.C., or any other third-party collection agency, you may not be entitled to any compensation.