Are You Being Called By Stallings Financial Group, Inc.*? Here's What You Need to Know
The cost of living is rising faster than average income which has put many people at a financial disadvantage. If they lose their jobs, their monthly debts can go so deep into arrears that third party debt collectors start calling. Some try to intimidate and bully you into paying, so learn more about your rights as an indebted consumer.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a consumer protection law that prevents debt collectors from using abusive tactics to bully you into paying them. If they subject you to treatment like the following, they are breaking the law and you have grounds to sue.
- Swearing, raising their voice, and calling you names
- Failing or refusing to identify themselves as debt collectors in every communication
- Pretending to be members of law enforcement
- Using the telephone to harass you with constant calls
- Refusing to prove that a debt is valid and they are authorized to collect it
- Trying to collect amounts that are not authorized by law or the original agreement that created the debt
Company Profile: Stallings Financial Group, Inc.
If you are being called by Stallings Financial Group, Inc., details about the agency and its history is below.
Stallings Financial Group, Inc. is a debt collector in Marietta, Georgia. It opened for business in 1983, has 23 employees, and is managed by owner Janet Stallings. An inspection of the legal records maintained at the PACER website indicates that consumers who believed that they were being harassed by Stallings Financial Group, Inc. refused to pay.
Alleged Violations against Stallings Financial Group, Inc.**
According to information on the PACER website, on or around early 2011, Stallings Financial Group, Inc. began calling a Georgia consumer to collect a debt. She kept telling the collectors that she was unemployed, could not pay the debt, and to stop calling, but collectors allegedly continued to call at a rate of up to three times a day.
The consumer also alleged that the agency disclosed the existence of the debt to her daughter, contacted her after 9:00 p.m., and threatened to report the debt to the credit reporting agencies if she did not immediately pay. The agency also allegedly threatened a lawsuit, but none was ever filed.
Feeling harassed by Stallings Financial Group, Inc., the consumer acted on her rights by suing the agency for:
- Using false, deceptive, and misleading means to collect a debt
- Using harassing and abusive means to collect a debt
- Failing to identify itself as a debt collector in all communications
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If either of them appear on your caller ID when the phone rings, it is confirmation that Stallings Financial Group, Inc. is trying to reach you. If they threaten lawsuits and credit damage if you don’t pay, hire a consumer lawyer and file a claim against Stallings Financial Group, Inc. You could potentially win $1,000 per FDCPA violation plus associated costs and legal fees. When it comes to collecting consumer debts, collection agencies face significant penalties when the law is broken.
**Case taken from PACER (pacer.gov). File number is Case 1:11-cv-03661-SCJ from the United States District Court for the Northern District of Georgia.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Stallings Financial Group, Inc. or any other third-party collection agency, you may not be entitled to any compensation.