Are You Being Called By Servis One, Inc.*? Here's What You Need to Know
Debt collectors don’t always take notice of state and federal consumer protection laws. This is why you need to be informed about your rights when you owe a debt and a collection agency makes your life miserable trying to collect it.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, gives consumers the right to dispute a debt and tell a collector to stop contacting them. It also prohibits the use of methods like the following to collect a debt.
- Threatening to sue you or garnish your wages
- Using abusive or profane language over the phone
- Chasing you over someone else’s debt
- Calling you at inconvenient times and places
- Pretending that they have filed a lawsuit against you when they have not
- Trying to collect a debt discharged in an earlier bankruptcy
Company Profile: Servis One, Inc.
If you are being called by Servis One, Inc., below is a general company overview.
Servis One, Inc., which also does business as BSI Financial Services, Inc., is a debt collection agency located in Titusville, Pennsylvania. It opened for business in 1986, has 120 employees, and is managed by its President, Gagan Sharma. Litigation files retained at the PACER website confirm that consumers who believed that they were being harassed by Servis One, Inc. sought legal assistance.
Alleged Violations against Servis One, Inc.**
According to information on the PACER website, in or around April 2015, Servis One, Inc. sent a collection letter to a Delaware consumer, seeking payment for a debt that had been discharged in a Chapter 13 bankruptcy. It was followed by two more demand letters and a phone call.
Feeling harassed by Servis One, Inc., the consumer hired an attorney and sued the company for allegedly:
- Using harassing and abusive means to collect a debt
- Demanding payment for a debt discharged in bankruptcy
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If they appear on your caller ID at any time, it means that Servis One, Inc. is on the line. If they keep trying to collect a debt that was discharged in an earlier bankruptcy, take action by hiring a consumer lawyer and filing a claim against Servis One, Inc. You may be awarded $1,000 in statutory damages plus your attorney fees, so don’t be afraid to stand up for yourself when a collection agency crosses the line.
**Case taken from PACER (pacer.gov). File number is Case 1:16-cv-00270-RGA from the United States District Court for the District of Delaware.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Servis One, Inc. or any other third-party collection agency, you may not be entitled to any compensation.