In 2014 the National Consumer Law Center estimated that complaints about abusive debt collectors had increased by a staggering 900% since 2000.
They attributed this shocking increase to the rise in debt buying and residual financial woes from the 2008 crisis, but whatever a cause, it’s a sign that collection agencies aren’t always letting the law prevent them from getting your money.
The FDCPA and Your Rights
The Fair Debt Collection Practices Act, or FDCPA, prohibits third-party debt collectors from using abusive, unfair, or deceptive practices to collect consumer debts. Examples of such conduct are listed below.
- Using grotesque or abusive language
- Not identifying themselves as debt collectors on your voicemail
- Calling you at work, knowing your employer does not prohibit this
- Ignoring a formal cease communications request
- Presenting themselves as attorneys (if they are not) or police officers
Company Profile: Sure Recovery Service, LLC
If you are being called by Sure Recovery Service, LLC, information about the company is below.
Sure Recovery Service, LLC is a debt collection agency located in Jackson, New Jersey. It was founded in 1992, is a smaller company with less than 10 employees, and is managed by owner Felecia Schur.
Consumer litigation records retained by the PACER website confirms that consumers who felt they were being harassed by Sure Recovery Service, LLC chose to fight for their rights.
Alleged Violations against Sure Recovery Service, LLC
According to PACER, on or around October 13, 2014 Sure Recovery Service, LLC sent a collection letter to a Pennsylvania consumer. She complained that the letter did not provide her with sufficient information about the debt and her right to seek validation of it.
Feeling harassed by Sure Recovery Service, LLC, she hired an attorney and sued the company for violating the FDCPA by obscuring her dispute rights.
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for Sure Recovery Service, LLC is 1-732-370-7900. If you see it on your caller ID, it’s a warning sign that Sure Recovery Service, LLC is on the line.
If they mislead you on your dispute rights, contact a consumer attorney who can review your case and help you file a claim against Sure Recovery Service, LLC. Collection agencies that disregard the FDCPA can be penalized and ordered to pay $1000 in statutory damages for each violation.
When you act on your rights and sue a negligent or hostile debt collector, you can realize significant compensation.
Case taken from PACER (pacer.gov). File number is Case 2:15-cv-03696-LDD from the United States District Court for the Eastern District of Pennsylvania.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Sure Recovery Service, LLC. or any other third-party collection agency, you may not be entitled to any compensation.