The Consumer Financial Protection Bureau and other consumer protection bodies receive thousands of complaints about debt collector misconduct every year. People report being threatened over the phone, finding black marks on their credit reports, and more.
If you are dealing with a collection agency that routinely mistreats you, learn more about what you can do about it.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, imposes strict guidelines on how third-party debt collectors can communicate with you. Collection tactics like those below are illegal and give you grounds to sue a company that uses them on you.
- Demanding payment for a debt discharged in bankruptcy
- Cursing and swearing over the phone
- Trying to collect an amount not included in the original creditor agreement
- Calling anyone except you, your spouse, or attorney about the debt
- Threatening legal actions it has no intention of taking
- Refusing to prove that they are authorized to collect the debt
Company Profile: Sutton Funding, LLC
If you are being called by Sutton Funding, LLC, additional details about the company are below:
Sutton Funding, LLC is a loan provider and debt collection agency located in New York, New York. It opened for business in 2010, has five employees, and is managed by Henry Gross.
Legal records archived at the PACER website suggest that consumers who felt they were being harassed by Sutton Funding, LLC chose to file FDCPA lawsuits.
Alleged Violations against Sutton Funding, LLC
According to PACER, in or around June 2010, Sutton Funding, LLC allegedly attempted to have an Oregon couple evicted from their home after a trustee’s sale that was supposed to have been rescinded by the creation of a new agreement.
Feeling harassed by Sutton Funding, LLC, the consumers engaged legal counsel and sued the agency for allegedly:
- Using unfair and unconscionable means to collect a debt
- Taking or threatening to take action to remove them from the property when there was no present right to do so
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for Sutton Funding, LLC are:
If you see them on your caller ID, be aware that you are being called by Sutton Funding, LLC. If they try to evict you from your home to enforce an alleged debt, you can fight back hiring a consumer lawyer and filing a claim against Sutton Funding, LLC.
You could win $1,000 per FDCPA violation, so instead of tolerating unfair or unconscionable treatment, act on your rights and sue.
Case taken from PACER (pacer.gov). File number is Case 6:11-cv-06067-TC from the United States District Court for the District of Oregon, Eugene Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Sutton Funding, LLC, or any other third-party collection agency, you may not be entitled to any compensation.