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By Contributing Author: Sergei Lemberg Updated on

Are You Being Called By Systematic National Collections, Inc.?*

Stop the

You have legal rights. We can help.


Debt collectors can be both aggressive and persistent. Once they know how to contact you, they won’t leave you alone and will keep calling and sending you letters. They may even chase you for debts you don’t owe.

Fortunately, you can fight back because you have rights and don’t have to put up with abuse because you owe money.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA has a strong set of debt collection regulations. Violations are punishable by lawsuits, fines, and license revocation. The FDCPA also provides an avenue for consumers to dispute information about a debt and takes swift action against companies that use the following tactics.

  • Using profane and obscene language
  • Calling before 8:00 a.m. and after 9:00 p.m., in your time zone
  • Using the telephone to harass you with constant calls
  • Trying to collect amounts that are not authorized by law or the original agreement that created the debt
  • Telling your friends, neighbors and co-workers that you owe money and they are trying to collect it from you
  • Failing or refusing to identify themselves as debt collectors trying to collect a debt

Company Profile: Systematic National Collections, Inc.

If you are being called by Systematic National Collections, Inc., information about the company is below.

Systematic National Collections, Inc. is a debt collection agency located in Vista, California. It was established in 1989, has less than 10 staff, and is managed by CEO Suzie Shields.

Litigation files viewable at the PACER (Public Access to Court Electronic Records) website indicates that consumers who felt that they were being harassed by Systematic National Collections, Inc. did not cave in to unreasonable payment demands. Instead, they hired consumer attorneys to help them assert their rights.

Are You Being Called By Systematic National Collections, Inc.?*

Alleged Violations against Systematic National Collections, Inc.

According to PACER, in or around early 2015, Systematic National Collections, Inc.started trying to collect a consumer debt from a California woman. She mailed a dispute letter to the company on April 26, 2015.

When she examined her credit report again on June 20, 2015, she saw that the company had re-reported the alleged debt that month but did not mark the account as “disputed by consumer” despite being required to do so by the FDCPA.

Feeling harassed by Systematic National Collections, Inc., she hired a consumer attorney and sued the company in the following ways:

  • Using false, deceptive and misleading means to collect a debt
  • Reporting inaccurate information to the credit bureaus
  • Using unfair and unconscionable means to collect a debt

The matter was later dismissed.

Hire an Attorney

The phone number for this debt collection agency is 1-760-994-1109. If it pops up on your caller ID in response to an incoming call, be aware that you are being called by Systematic National Collections, Inc.

f they fail to record your dispute when they re-report your debt to the credit bureaus, hire a consumer attorney who can file a claim against Systematic National Collections, Inc. If you win your case, you receive $1,000 per FDCPA violation, so when you know you’re being harassed, do not hesitate to act.

Additional Resources

Case taken from PACER ( File number is Case 2:16-cv-00950-SVW-SS from the United States District Court for the Central District of California, Western Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Systematic National Collections, Inc., or any other third-party collection agency, you may not be entitled to any compensation.

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