If you’re being harassed nonstop by a debt collector, you may feel stressed and unsure of what you can do to make it stop. When the collection agency’s representatives swear at you, call your friends, and threaten bogus lawsuits, consult a consumer lawyer who can help you stop the abuse.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) outlines and controls how debt collectors can communicate with you at home and at work. It was passed in 1977 and is designed to protect you from abuse, harassment, and other illegal debt collector tactics such as:
- Using obscene language
- Persisting in trying to collect a disputed debt
- Harassing you by telephone
- Calling at inconvenient times, usually before 8:00 a.m. and after 9:00 p.m
- Calling you at work after they’ve been advised that such calls are not allowed
- Threatening legal actions they cannot take
Company Profile: Source Receivables Management, LLC
If you are being called by Source Receivables Management, LLC, more information about the company is below.
Source Receivables Management, LLC is a collection agency located in Greensboro, North Carolina. It was established in 2008, has 20 to 49 employees, and is managed by its President, Lisa Weiler.
The company has a B rating with the Better Business Bureau for accumulating 76 complaints against it. Litigation files at the PACER website reveal that consumers who believed they were harassed by Source Receivables Management, LLC obtained legal support and fought back.
Alleged Violations against Source Receivables Management, LLC
According to PACER, in or around June 2016, an Indiana consumer pulled her credit report and noticed a Sprint debt reported by Source Receivables Management, LLC. When she called the company, a representative allegedly told her that the balance of the Sprint account was $1,331.81 but could be settled for $799.09.
Knowing that she could not come up with $799.09 in a lump sum payment, the consumer asked what would happen if she was not able to pay. The representative allegedly replied that it would
stay on her credit report and follow her wherever she went, leaving her unable to buy a car or a house.
Feeling harassed by Source Receivables Management, LLC, the consumer hired a lawyer and sued the agency for allegedly:
- Using unfair and unconscionable means to collect a debt
- Using harassing and abusive means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
If any of them appear on your caller ID, it means that you are being called by Source Receivables Management, LLC. If they make misleading statements about the effect of a debt on your credit, don’t believe them. Hire a consumer lawyer and file a claim against Source Receivables Management, LLC.
You could be awarded $1,000 per FDCPA violation, so when you know you’re in the right, take action.
Case taken from PACER (pacer.gov). File number is Case 2:16-cv-00263-JTM-APR from the United States District Court for the Northern District of Indiana, Hammond Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Source Receivables Management, LLC or any other third-party collection agency, you may not be entitled to any compensation.