Is Second Round, LP calling you? You may want to learn about your rights.
If debt collectors have you so stressed out that you cringe every time the phone rings, something is seriously wrong. While collecting an overdue account is legal, harassing and intimidating you to this point is not.
Read on to learn more about your rights as an indebted consumer.
Your Rights Under the FDCPA
At one time, debt collectors were abusing consumers so blatantly that Congress had to step in and pass the Fair Debt Collection Practices Act, or FDCPA, to curb the former’s conduct.
Today, the FDCPA imposes serious sanctions on third-party collection agencies that employ methods like the following to collect a debt:
- Calling at unreasonable and inconvenient hours
- Threatening action they are not in a position to legally take, such as having you arrested or jailed
- Contacting you after you have formally requested that all communications cease
- Failing to identify themselves as debt collectors seeking to collect a debt
- Using profane and obscene language
- Discussing the debt with anyone except you, your spouse, or your attorney
Company Profile: Second Round, LP
Second Round, LP is a debt collection agency located in Austin, Texas. It was established in 2008, has approximately 25 employees, and is managed by its CEO, Larry Vasbinder. The company has also been the subject of 47 complaints to the Better Business Bureau within the last three years.
Records archived at the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by Second Round, LP sued the agency to bring the unwanted contact to an end.
The phone numbers for this debt collection agency are:
If either one appears on your caller ID in response to an incoming call, it means that you are being called by Second Round, LP. If they keep trying to collect a debt that was discharged in a previous bankruptcy, contact a consumer attorney who can help you file a claim against Second Round, LP.
If the case goes in your favor, you could potentially win $1,000 per FDCPA violation, plus legal fees. When a collection agency chases you for money they cannot legally collect, they may end up having to pay you instead.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Second Round, LP, or any other third-party collection agency, you may not be entitled to any compensation.