Are you being called by the Law Offices of Susan Addison Blush?* Here's what you need to know.
When you’re in debt, it can affect other areas of your life: your relationships, your ability to do your job, and your mental and physical health. When debt collectors start to harass you over the phone and send rude letters, you might be tempted to declare bankruptcy to stop the harassment. Before you take that step, learn more about your rights as an indebted consumer.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, requires third-party debt collectors to behave professionally when communicating with consumers. Collection tactics like those below are against the law and can result in both fines and license revocation.
- Calling at all hours of the day and night
- Swearing, raising their voice, and using obscene language
- Making threats they cannot legally carry out or have no intention of carrying out
- Demanding outrageous amounts that exceed the amount of the original debt
- Reporting inaccurate information to the credit bureaus
- Discussing the debt with anyone except you, your spouse, or your attorney
Company Profile: the Law Offices of Susan Addison Blush
If you are being called by the Law Offices of Susan Addison Blush, information about the firm is below.
The Law Offices of Susan Addison Blush, which also does business as Kentwood Law Group, is a debt collection law firm located in Montclair, California. It was established in 2009, has less than 10 employees, and is managed by its founder, Susan Addison Blush. A review of files retained at the PACER (Public Access to Court Electronic Records) website confirms that consumers who felt they were being harassed by the Law Offices of Susan Addison Blush reacted by fighting back in court.
Alleged Violations against the Law Offices of Susan Addison Blush
According to PACER, around the end of May / beginning of June 2012, the Law Offices of Susan Addison Blush began calling a Missouri consumer in an attempt to collect a Citibank South Dakota debt. Whenever he was unable to answer a call, the firm allegedly left him voicemail message.
One message, left on or about June 12, 2012, allegedly informed the consumer that there was a “matter we have in our firm” and asked him to call 855-382-7828. This message allegedly failed to include the information that the caller was a debt collector or that it was calling in reference to the alleged debt. Feeling harassed by the Law Offices of Susan Addison Blush, the consumer hired a consumer attorney and sued the firm for allegedly violating the FDCPA in the following ways:
- Using false, deceptive and misleading means to collect a debt
- Failing to identify itself as a debt collector in all communications
A judge later ruled in favor of the plaintiff.
Hire an Attorney
The phone number for the Law Offices of Susan Addison Blush is 1-855-382-7828. If this number appears on your caller ID, it means that you are being called by the Law Offices of Susan Addison Blush, likely about a debt. If they leave voice messages that do not identify them as debt collectors, hire a consumer attorney. If you proceed to file a claim against the Law Offices of Susan Addison Blush and win, you could potentially receive $1,000 per violation as well as attorney's fees, court costs, and any actual damages. No matter how much debt you owe, it has to be collected as the law dictates, or penalties result.
*Case taken from PACER (www.pacer.gov). File number is Case: 4:12-cv-01375-AGF from the United States District Court for the Eastern District of Missouri.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against the Law Offices of Susan Addison Blush, or any other third-party collection agency, you may not be entitled to any compensation.