The FDCPA can be immensely confusing. You may not know what rights you have as a consumer, and third-party debt collectors may use terminology that’s confusing. If you’ve been harassed by a third-party debt collector and you came across a word or phrase you haven’t heard before, we may be able to help. If you’re still confused, or if you’d like the harassment to stop, you should speak with an FDCPA attorney as soon as possible. A creditor harassment attorney can help stop the phone calls, giving you peace of mind. You also may be entitled to damages if the debt collector violated the FDCPA. To have the best chance of getting compensated for an FDCPA violation or any additional actual damages, you should fill out a Free Evaluation to be connected with an attorney in your area as soon as possible. Glossary terms Actual Damages Admission of Liability Appeal Appellate Court Attorney General Cease and Desist CFDCPA Chain of Title Charge-off Circuit Court Communication Consumer Financial Protection Bureau Credit Bureau Credit Reporting Agency Damages Debt Debt Disclosure Debt Validation Debt Validation Notice Disputed Debt Equal Credit Opportunity Act Extrinsic Evidence Fair Credit Reporting Act Fair Debt Collection Practices Act False Representation Federal Trade Commission Garnishment Harassment or Abuse Intrinsic Evidence Legal Pleadings Notice Provision Notice of Debt Odd Hours One-Party Consent Original Creditor Punitive Damages Remand Settlements Small Claims Court State Attorney General TCPA Third Party Third-Party Collection Agency Time-Barred Debt Title VIII Unfair Practices Unsophisticated Borrower With or Without Prejudice Mean? Zombie Debt Didn’t find the information you were looking for? An FDCPA attorney can help consumers in need. FDCPA attorneys are not paid unless you win your claim, so there’s no harm in speaking with one today.