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FDCPA Glossary
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State Attorney General

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The State Attorney General is the primary legal advisor to the state government. Each state has its own State Attorney General. The State Attorney General functions as the chief law enforcement officer in the state. In some states, they also serve as the head of the state justice department. Most states elect the State Attorney General by popular vote, but in some states they are elected by the state legislature. The terms of office vary from state to state.

What Role Does the State Attorney General Play in an FDCPA Case?

The primary duty of the State Attorney General is to manage civil litigation, criminal litigation and give legal advice. These lawyers are typically the ones that do the most trials on behalf of the U.S. government. If you are having problems with harassment from a debt collector, you can file a complaint with the State Attorney General’s office. They may choose to represent you or they may contact the creditors on your behalf and order them to cease harassment or face legal action.

How Can an Attorney Help?

An attorney can help if you feel your rights under the FDCPA are being violated. Typically any attorney can negotiate with creditors on your behalf, but the State Attorney General may be able to represent you if your attorney cannot help. You should get legal advice from a local attorney before contacting the State Attorney General’s office. If the harassment continues, the State Attorney General may choose to represent you and initiate a case against creditors in violation of the FDCPA.

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