The Telephone Consumer Protection Act, or TCPA, was a law enacted in 1991 geared towards protecting consumers from spam and robo calls. The TCPA restricts use of automatically-placed calls, pre-recorded systems, and artificial text messages to consumers’ phones.
How Does the TCPA Affect My FDCPA Claim?
The TCPA and the FDCPA protect consumes from different types of calls, but the two areas of law often overlap. For example, you may receive numerous calls from a collection agency regarding an alleged debt. If some of these calls are robo calls and not placed by an actual person, you could have a TCPA case as well as an FDCPA claim.
Most TCPA violations are very costly to collection agencies. A single call that violates the TCPA is worth $500, but some consumers receive up to $1,500 per call. This happens after a collection agency is asked to stop calling, or willingly calls the wrong number in an effort to collect a debt. If you’re receiving a few robo calls or spam calls daily, your settlement can add up quickly.
Work With a Debt Collection Attorney
If you believe you have a TCPA claim in addition to your FDCPA suit, you should speak with a debt collection attorney as soon as you can. Many FDCPA attorneys handle TCPA cases as well.
Once you hire an attorney, the endless calls and harassment will stop. Speaking with a consumer who’s hired an attorney is an FDCPA violation. To connect with an FDCPA attorney in your area, please fill out our Free Evaluation at the left-hand side of this page.