Enacted in 1978, the Fair Debt Collection Practices Act (FDCPA) was created to help prevent debt collectors from harassing consumers and acting unscrupulously. If you have an old debt that hasn’t been paid in a while and MRS Associates has taken it over, they may start contacting you to collect it. If that is the case, they must adhere to the FDCPA and other collection laws. Sometimes they even pursue the wrong person for a past-due bill. You have rights to protect you, and there are resources available so you can pursue a claim against MRS Associates or any collection agency that has violated the FDCPA. You should consult with an FDCPA lawyer about the process.
MRS Associates is a collection agency that specializes in accounts receivable tasks, specifically collecting past-due debts. The company went into business in 1991 and is based in Cherry Hill, New Jersey. They have employees in Ohio as well as in New Jersey. The company is also known as MRS BPO, LLC. The company isn’t accredited with the Better Business Bureau, but they have a file with an A+ rating. They have closed 99 complaints in the last three years and 51 complaints in the last 12 months. Many of the complaints are for billing and collection issues.
What Is A Debt Validation Letter? And Why Do You Need It?
If the debt that MRS Associates is trying to collect is questionable, then you should ask for it to be validated. If you don’t think you owe it, or if you believe that the debt is less than the collection agency claims, then don’t hesitate to ask for proof. Their debt validation letter should include proof of the original debt including the original creditor and the original amount as well as how much you currently owe, and other specific details. If they fail to respond in a timely manner, or if they don’t adhere to the FDCPA, you can pursue a claim against them.
Talk To An FDCPA Attorney Today
If the FDCPA was violated by MRS Associates, or if they are harassing you, then consult with an FDCPA attorney who handles debt collection harassment claims in your state. You are much more likely to succeed with your claim when you are represented by a skilled attorney. Get your claim on the right track today by completing the Free Case Evaluation request form so your information can be shared with a local FDCPA lawyer who will review your claim and determine the best way to proceed with your case against MRS Associates. You have rights, so make sure you protect yourself by enlisting the help of an FDCPA lawyer today and put the harassment to a stop.
- Where to Report an FDCPA Violation by MRS Associates
- What To Do If MRS Associates Is Threatening Legal Action
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against MRS Associates or any other third-party collection agency, you may not be entitled to compensation.