Every year, the FTC receives complaints about collection agencies harassing consumers. If a debt collector is making your life miserable, learn more about your rights as a consumer, which protect you from predatory behaviors.
What Your Rights Are
The Fair Debt Collection Practices Act prohibits deception, bullying, and harassment during the collection process. Any debt collector that crosses the line in this manner faces fines and even license revocation.
- Threatening to garnish your wages
- Using abusive or profane language
- Chasing you over someone else’s debt
- Calling you at inconvenient times and places
- Pretending that they have filed a lawsuit against you
- Trying to collect a time-barred debt
Company Profile: Panatte, LLC
If you are being called by Panatte, LLC, below is a company background and overview.
Panatte, LLC is a mortgage company and debt collection agency in Seattle, Washington. It opened for business in 2015, has 10 employees, and is managed by W.S. Weinstein. Archived litigation details at the PACER website indicates that those who believed that Panatte, LLC was harassing them were determined to make the agency pay.
Alleged Violations against Panatte, LLC
According to PACER, on or around May 3, 2017, a representative of Panatte, LLC sent a collection letter to a Washington consumer. She claimed that it did not advise her that she could request validation of the alleged debt and that it demanded payment within the statutory 30-day dispute period.
Feeling harassed by Panatte, LLC, the consumer filed a claim against the company for:
- Failing to advise her of her right to validate the debt
- Trying to collect during the dispute period
The matter was later resolved.
Get a Free Case Evaluation
The phone number for this debt collector is 1-206-267-9992. If it pops up on your caller ID at any time, you are being contacted by Panatte, LLC.
If they push for payment during the dispute period, engage a consumer lawyer and file a claim against Panatte, LLC. You may be awarded $1,000 in statutory damages, so don’t be afraid to stand up for yourself when a collection agency abuses your rights.
Case taken from PACER (pacer.gov). File number is Case 2:17-cv-01519-RSL from the United States District Court for the Western District of Washington, Seattle Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Panatte, LLC or any other third-party collection agency, you may not be entitled to any compensation.