Are You Being Called By Kenosian & Miele*? Here's What You Need to Know
If your credit card bills go into arrears because you were laid off and you’re unable to find another job, debt collectors will soon be calling. Some of them freely use intimidation and threats, counting on the probability that you are unaware of your rights as an indebted consumer.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect consumers from unethical debt collectors. Under the FDCPA, collection agencies may not use bullying or deceptive tactics like the following when collecting or attempting to collect a debt.
- Using profane and obscene language
- Discussing your debt with your friends, neighbors, and co-workers
- Maliciously reporting false information to the credit bureaus
- Threatening action they cannot legally take or have no intention of taking
- Contacting you after you have sent a cease and desist letter
- Contacting you directly after you retain an attorney
Company Profile: Kenosian & Miele
If you are being called by Kenosian & Miele, office details are below.
Kenosian & Miele is a debt collection law office in West Hollywood, California. It was founded in 2000, has 21 employees, and is managed by Emma Escobar. The firm has a B- rating with the Better Business Bureau. A review of archived legal records at the PACER website suggests that consumers who believed that they were being harassed by Kenosian & Miele hired lawyers to challenge the firm’s actions.
Alleged Violations against Kenosian & Miele**
According to information on the PACER website, on or around June 13, 2016, Kenosian & Miele filed a collection action against a California consumer in the San Diego Superior Court. He alleged that sometime in October 2016, the firm served the collection complaint on a third party, who was not his spouse, guardian, executor, administrator or attorney, or anyone else authorized to receive the complaint on his behalf.
Feeling harassed by Kenosian & Miele, the consumer filed an FDCPA lawsuit against the firm for making details about the debt available to third parties
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this debt collection law office are:
If you see them on your caller ID when the phone rings, it means that you are being called by Kenosian & Miele. If they file a collection action against you and serve the summons and complaint on an unauthorized third party, you should consider hiring a consumer lawyer and file a claim against Kenosian & Miele. A court could award you $1,000 plus reasonable attorney and court fees, so stand your ground when debt collectors cross the line. To get connected with a lawyer that takes cases in your area, complete the Free Case Evaluation today!
**Case taken from PACER (pacer.gov). File number is Case 3:16-cv-02788-CAB-WVG from the United States District Court for the Southern District of California.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Kenosian & Miele or any other third-party collection agency, you may not be entitled to any compensation.