Are You Being Called By International Collection Agency, LLC?* Here's What You Need to Know
If you’ve lost your job or become disabled and consequently fallen behind in your debt obligations, collection agencies will eventually be contacting you to demand payment of the arrears. Not all of them will be patient or civil but as a consumer you have rights that aggressive debt collectors ignore at their own professional risk.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law that protects you from being harassed by overzealous collection agencies. It prohibits actions like the following when used to collect or attempt to collect a consumer debt:
- Using profane or obscene language
- Demanding amounts not supported by law or the original creditor agreement
- Calling you at work after you’ve told them that your employer doesn’t allow such calls
- Calling you repeatedly and leaving messages that do not identify them as debt collectors
- Claiming to be an attorney or a law enforcement official
- Telling your friends, neighbors and co-workers that you owe money and they are trying to collect it from you
Company Profile: International Collection Agency, LLC
If you are being called by International Collection Agency, LLC, information about the company is below.
International Collection Agency, LLC is a debt collection agency located in Ocoee, Florida. It was established in 2005, has 50 to 99 employees, and is managed by its President, David Siegel. A close review of consumer litigation files at the PACER (Public Access to Court Electronic Records) website confirms that people who believed they were being harassed by International Collection Agency, LLC refused to pay and opted to fight back in court instead.
Alleged Violations against International Collection Agency, LLC
Tina Malave vs. International Collection Agency, LLC**
According to PACER, on or around February 10, 2016, International Collection Agency, LLC sent a collection letter to New Jersey resident Tina Malave. The letter read, in part,
"The events leading to this situation gave you ample consideration and opportunity to make voluntary arrangements for payment with our client. Please do not contact our client regarding this debt until the amount has been satisfied in full.”
Ms. Malave felt that this type of notice overshadowed her dispute rights. Feeling harassed by International Collection Agency, LLC, she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Using harassing and oppressive means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are as follows:
If any of them appear on your caller ID when the phone rings, it means that you are being called by International Collection Agency, LLC . If they make demands that overshadow your dispute rights, hire a consumer attorney who can help you file a claim against International Collection Agency, LLC. If you win your case, you could potentially be awarded $1,000 per FDCPA violation and have all legal costs included in the judgment. Standing up to a debt collector could put them in debt to you instead.
**Case taken from PACER (www.pacer.gov). File number is Case 2:17-cv-00570-MCA-SCM from the United States District Court for the District of New Jersey.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against International Collection Agency, LLC, or any other third-party collection agency, you may not be entitled to any compensation.