Is Consolidated Recovery Group calling you? Here’s what you need to know.
Every time the phone rings, you worry that it’s the debt collection agency calling again. Ignoring them doesn’t work, because they start calling you at work and contacting your friends and neighbors. You don’t want to talk to them, because they curse you out and you can’t afford to pay what they’re demanding. Can you do anything to make them stop?
Technically, yes. The Fair Debt Collection Practices Act, or FDCPA, prohibits actions like the following when committed during a debt collection attempt.
- Yelling and using profane or abusive language
- Threatening to ruin a person’s credit for life
- Calling before 8:00 a.m. and after 9:00 p.m. in the consumer’s time zone
- Telling someone they can be sent to prison for not paying their debts
- Contacting a consumer’s friends and family to tell them that the person owes money
- Trying to collect an amount that is not supported by law or the original debt agreement
These tactics are all illegal, but remain in use because, unfortunately, they work. Too many consumers are unaware of their rights under the FDCPA and assume that the only way to make the collector back off is to pay them.
Consolidated Recovery Group is a collection agency located in Escondido, California. It was established in 1990, and has a small staff of less than 10 employees.
The phone number for Consolidated Recovery Group is 1-760-737-2250. If this number appears on your caller ID, a debt collector is trying to contact you about a debt you may or may not owe. If they keep trying to collect a debt that was discharged in a bankruptcy and ignore a cease communications request, see a consumer attorney.
If you take Consolidated Recovery Group to court for ignoring your rights, you could win statutory damages of $1,000 per FDCPA violation plus court costs and attorney fees. You may owe a debt, but your rights still have to be respected.
The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Consolidated Recovery Group or any other third-party collection agency, you may not be entitled to any compensation.