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By Contributing Author: Sergei Lemberg Updated on

Is Capital Recovery Systems Calling You?*

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Is Capital Recovery Systems calling you? Learn how to protect your rights!

Most Americans carry personal debt these days. As long as we enjoy a steady income, these debts are can be managed and eventually paid off, but illness or job loss can affect our ability to make the minimum payments on our debts.

That’s when debt collectors start calling, and not all of them are respectful of consumer rights.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) is a consumer protection law that prohibits debt collectors from using abusive tactics to bully you into paying them. If they subject you to treatment like the following, they are breaking the law and you have grounds to sue.

  • Using profane or obscene language
  • Calling at all hours of the day and night
  • Making threats they cannot legally carry out or have no intention of carrying out
  • Claiming that you owe an amount that’s not supported by law or the original creditor agreement
  • Discussing your debt with anyone except you, your spouse, or your attorney

Company Profile: Capital Recovery Systems

Capital Recovery Systems is a debt collector located in Columbus, Ohio. It was established in 1997, has 50 to 99 employees, and is managed by its President, Craig Klein.

According to litigation records retained by the PACER (Public Access to Court Electronic Records) website, Capital Recovery Systems has accused of violating the FDCPA during its 20 years in business.

Stop Capital Recovery Systems Calling Harrasment Lawyer

Alleged Violations against Capital Recovery Systems

On or around September 25, 2014, Capital Recovery Systems allegedly contacted the mother and aunt of Massachusetts resident, from whom it was attempting to collect a debt. Although the agency already had the Massachusetts’ resident current location information, the collectors allegedly told her relatives that they would be taking legal action against her if the debt was not paid.

Embarrassed, the Massachusetts resident hired a consumer attorney and sued Capital Recovery Systems for allegedly violating the FDCPA in the following ways:

  • Communicating with third parties about her debt
  • Threatening legal action it did not intend to take
  • Using false, deceptive and misleading means to collect a debt
  • Using unfair and unconscionable means to collect a debt

The matter was later dismissed.

Hire an Attorney

The phone numbers for Capital Recovery Systems are:

If either of these numbers appear on your caller ID when the phone rings, be aware that you may be being pursued by a debt collector. If they embarrass and bully you by calling your relatives and threatening legal action, hire an attorney immediately.

Harassment and intimidation of indebted consumers is against the law, and Capital Recovery Systems could be ordered to pay you $1,000 per FDCPA violation as well as attorney’s fees, court costs, and any actual damages. If a collection agency oversteps its bounds, the law helps you rectify matters.

**Case taken from PACER ( File number is (Case 1:14-cv-13845-WGY from United States District Court for the District of Massachusetts)


The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Capital Recovery Systems or any other third-party collection agency, you may not be entitled to any compensation.

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