If Allied Account Services is harassing you, you need to know about your rights.
Thousands of people across the country have at least one debt in collections, but that is hardly comforting when you are being relentlessly pursued by debt collectors. Fortunately, there are federal laws that can force them to stop if they won’t do so of their own volition.
Your Rights Under the FDCPA
Under the Fair Debt Collection Practices Act, or FDCPA, third-party collection agencies may not use methods like the following to collect a consumer debt. If they do, they risk costly sanctions and even loss of their license.
- Using profane and obscene language
- Pretending to be police officers or government agents
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone.
- Failing to report to the credit bureaus that a debt is in dispute
- Calling you at work after you tell them that you are not allowed to talk to them there
- Leaving voice messages that do not identify the collector and the purpose of their call
Company Profile: Allied Account Services, Inc.
Allied Account Services, Inc. is a debt collection company located in Bellmore, New York. It was established in 1976, has approximately 50 employees, and is managed by its President, William Mott.
The company is a member of the Association of Credit and Collections Professionals and the New York State Collectors Association. According to consumer litigation records retained by the PACER (Public Access to Court Electronic Records) website, many consumers who felt they were being harassed by Allied Account Services, Inc. chose to stand up for their rights in court.
Alleged Violations by Allied Account Services, Inc.
Camille Wadsworth vs. Allied Account Services, Inc.**
According to PACER, in or around mid-2015, Allied Account Services, Inc. started trying to collect a debt from New York resident Camille Wadsworth. She later complained that one collector letter came in an envelope that revealed her account number through its glassine window.
While debt collectors may be able to contact third parties about your debt, there are limitations to who they can contact and what they tell them.
Feeling harassed by Allied Account Services, Inc., Ms. Wadsworth hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using unfair and unconscionable means to collect a debt
- Making her account information visible to outside parties
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If either of these numbers flash on your caller ID when the phone rings, it’s a heads-up that might be being called by Allied Account Services, Inc. If demand letters that reveal confidential information to outside parties, or send embarrassing letters to you, hire a consumer attorney immediately, as the FDCPA limits the language and symbols that a debt collector may place on envelopes it sends to consumers.
If you file a claim against the debt collector and win, you could be awarded $1,000 per FDCPA violation, so don’t let a debt collector make you hide. Fight back instead.
**Case taken from PACER (www.pacer.gov). File number is Case 2:15-cv-02806-DRH-ARL from the United States District Court for the Eastern District of New York.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Allied Account Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.