Are you being called by AIH Receivable Management Services Inc.?* Here's what you need to know.
Being pursued by a debt collector can be unbearably stressful. No one likes being reminded that they owe money, but if the collector who calls you is so abusive that your health is beginning to suffer and you’re considering bankruptcy, it’s time to educate yourself on your rights as an indebted consumer.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA), which was passed by Congress in 1977, gives consumers the right to dispute a debt and order the collector to stop contacting them. It also prohibits third-party collection agencies from using approaches like the following:
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Refusing or failing the validate the debt
- Calling you at work after you indicate that your employer does not allow personal calls
- Swearing, raising their voice, and calling you names
- Claiming that you can be sent to jail for not paying your debts
- Discussing your debt with anyone except you, your spouse, or your attorney
Company Profile: AIH Receivable Management Services Inc.
If you are being called by AIH Receivable Management Services Inc., information about the firm is below.
AIH Receivable Management Services Inc. is a debt collection company located in Mission, Kansas. It was established in 1999, has 15 employees, and is managed by its President, Charles Holtgraves. Records on file at the PACER (Public Access to Court Electronic Records) website confirm that many consumers who believed they were being harassed by AIH Receivable Management Services Inc. finally hired an attorney and proceeded to court.
Alleged Violations against AIH Receivable Management Services Inc.
Matthew Gormly vs. AIH Receivable Management Services Inc.*
According to PACER, beginning in January 2015, AIH Receivable Management Services Inc. began contacting Kansas resident Matthew Gormly about an alleged credit card debt owed to Metcalf Bank.
Mr. Gormly complained that the company left multiple messages on his cell phone, all of which simply stated that the call was about a debt and left no information about the name of the company. AIH Receivable Management Services Inc. also allegedly called his parents and his employer and discussed his debt with them. During one call that Mr. Gormly returned, a collector allegedly threatened to garnish his wages if he did not immediately pay.
Feeling harassed by AIH Receivable Management Services Inc., Mr. Gormly hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using harassing, oppressive, or abusive means to collect a debt
- Discussing his debt with uninvolved third parties
- Leaving voice messages that did not disclose the company name
The matter was later dismissed.
Hire an Attorney
The phone numbers for AIH Receivable Management Services Inc. are:
If you see either number on your caller ID when the phone rings, be warned that you are being called by AIH Receivable Management Services Inc.. If they leave voice messages that do not meaningfully disclose the caller’s identity, discuss your debt with third parties, and threaten to garnish your wages, hire a consumer attorney. Such conduct is illegal under the FDCPA, and if you file a claim against AIH Receivable Management Services Inc., you could be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Standing up for yourself could put the collection agency in debt to you instead.
*Case taken from PACER (www.pacer.gov). File number is Case 2:15-cv-09163-CM-GEB from the United States District Court for the District of Kansas.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against AIH Receivable Management Services Inc., or any other third-party collection agency, you may not be entitled to any compensation.