If Scott & Associates is calling you at work about a debt that is in collection, you have the right to tell the debt collector to stop calling you. Technically it is not illegal for a debt collector like Scott & Associates to call you at work.
However, the FDCPA does not allow debt collectors to call you at work if the debt collector has “reason to know” that your employer forbids those kinds of calls. You can give a “reason to know” that by simply saying to stop calling you at work or that your employer forbids calls like that.
If they continue to call you after you have told them to stop or that your employer forbids those types of calls you can take action against them.
How To Stop Debt Collectors From Calling You
You have rights that protect you from being harassed by debt collectors at work. You should know your rights and understand that you do not have to put up with harassment from debt collectors. If a debt collector continues to call you at work there are several things that you can do to stop the harassment.
You can ignore their calls or refuse to take their calls. You can hang up on callers that mistreat you or speak to you disrespectfully.
You can also let them know they you are planning on recording their phone calls. Lastly, you can send them a formal notice to have them to stop contacting you by phone.
If you give them a written notice declaring that you want them to stop calling you and they continue to call you then you can take action against them and you may be entitled to damages.
Damages You May Be Entitled To
If a debt collector like Scott & Associates is continuing to contact you at work, even though you told them to stop you may be entitled to damages due to their harassment. The types of damages that you can receive are:
- Statuary damages – If you can show that Scott & Associates broke the FDCPA regulations by continuing to call you at work or calling you outside of allowed hours you might be entitled to up to $1000 due their misdeeds.
- Emotional distress – If repeated phone calls cause you stress and anxiety you may be entitled to money for that.
- Physical distress – If you developed a physical illness due to the stress of their harassment you may be entitled to damages for that pain and suffering.
- Lost wages – If you were suspended from your job, couldn’t go to work because of stress and anxiety, or lost your job because of the calls from Scott & Associates.
Talk to an Attorney Today
If a debt collector won’t stop contacting you at work, an FDCPA attorney twill be able to let you know what next steps to take to make sure the harassment stops as soon as possible. An attorney can listen to the facts of the case and can best advise you on how to proceed.
Talking to an attorney is the best thing you can do to get the harassment to stop because an experienced FDCPA attorney can give you advise based on your particular situation.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Scott & Associates or any other third-party collection agency, you may not be entitled to any compensation.